Stephen Herzig Health & Life Insurance — Health Insurance

📍 About Us

Stephen Herzig Health & Life Insurance is a trusted health insurance agency serving North Little Rock, AR, and surrounding communities. Operated by Fred Hughes of Eaton Agency LLC, this independent brokerage is dedicated to helping individuals, families, seniors, and underserved populations navigate complex health coverage options with confidence.

The agency has been recognized as one of Arkansas’ leading insurance providers for eight consecutive years, thanks to its commitment to free, personalized enrollment support. With deep experience in public and private health programs, the team ensures clients access affordable, comprehensive coverage tailored to their unique needs — whether through Medicaid, Medicare, or the Affordable Care Act marketplace.

🩺 What Health Insurance Services Do They Offer?

Stephen Herzig Health & Life Insurance offers a full spectrum of health and life insurance solutions, including:

• Individual and Family Health Plans – Customized coverage for personal and household needs
• Medicaid Enrollment – Assistance applying for and renewing Medicaid benefits
• Medicare Enrollment – Support with Parts A, B, C (Advantage), and D (prescription drug) plans
• Marketplace (ACA/Obamacare) Plans – Guidance on subsidies and plan selection via the Federal Marketplace
• ARHOME Program – Enrollment help for Arkansas’ health care access initiative
• Arkansas Works – Support for low-income adults qualifying under Medicaid expansion
• Dental & Vision Insurance – Standalone or bundled supplemental coverage
• Life Insurance – Term, final expense, and indemnity policies for financial protection

All services include free one-on-one consultations to ensure clarity and informed decision-making.

🌟 Why Choose This Health Insurance Agency?

This agency stands out for its community-centered approach and proven track record. As a licensed independent broker, it represents multiple top-tier carriers and offers unbiased advice — not limited to a single insurer’s products.

Eaton Agency has served over 60,000 Arkansans and maintains active partnerships with state agencies, probation programs, re-entry facilities, and community organizations to expand access to care. Clients benefit from free enrollment assistance, personalized support, and advocacy throughout the insurance process. The agency’s recognition as a top provider in Arkansas for 8 years reflects its authority and reliability in the field.

💼 Which Insurance Carriers Do They Work With?

The agency partners with nationally recognized insurers to offer competitive, reliable coverage options. Key carriers include:

• UnitedHealthcare
• Golden Rule Insurance Company
• Blue Cross Blue Shield

As an independent broker, the agency can compare plans across these providers to find the best fit for your budget and health needs.

🗺️ Service Area

Stephen Herzig Health & Life Insurance serves clients throughout Arkansas, with a focus on:

• North Little Rock
• Little Rock
• Maumelle

The agency also supports remote enrollment for clients across the state through phone, text, and online appointments. In-person consultations are available by appointment at the North Little Rock office.

💬 How Can I Get a Free Quote?

Getting a free, no-obligation quote is easy and can be done in multiple ways:

• Visit www.eatonagencyllc.com to request an online quote
• Call 501-912-3097 to speak with a licensed agent
• Text or email to schedule a virtual or in-person consultation

Appointments are required for in-person visits. All quote services are free, with no hidden fees or pressure to enroll.

📋 Do They Help With Claims and Policy Management?

Yes. While the agency primarily focuses on enrollment and plan selection, they provide ongoing support for policy management, including renewals, coverage changes, and claims guidance. Clients receive help understanding benefits, coordinating with insurers, and resolving enrollment-related issues.

For direct claims processing, clients are directed to their insurance carrier, but the agency remains available as an advocate to ensure smooth communication and resolution.

👥 Meet Our Licensed Agent

Fred Hughes is the licensed insurance professional operating Stephen Herzig Health & Life Insurance under Eaton Agency LLC. With years of experience in public health enrollment, Fred specializes in helping seniors, low-income individuals, and transitional populations secure vital coverage through Medicaid, Medicare, and ACA plans.

As a state-licensed insurance broker in Arkansas, Fred is committed to ethical, transparent service and community outreach. He holds no personal medical credentials but is certified to assist with all federal and state health insurance programs available in Arkansas.

⭐ What Do Clients Say About This Agency?

The agency is ranked as one of Arkansas’ leading insurance providers for the past eight years. Clients consistently praise the team for their patience, clarity, and dedication to helping them understand complex insurance options.

Many reviews highlight the value of free enrollment support, especially for first-time Medicaid applicants, Medicare beneficiaries, and those navigating the Marketplace. The agency’s community partnerships further reinforce its reputation for accessibility and trustworthiness.

❓ Frequently Asked Questions

Is there a fee for health insurance enrollment assistance?

No. All enrollment support — including for Medicaid, Medicare, ARHOME, and ACA plans — is provided at no cost to clients. The agency is compensated by insurance carriers, not by applicants.

Can they help probation or re-entry clients get coverage?

Yes. The agency actively partners with transitional facilities and community programs to assist probation/parole clients and re-entry residents in obtaining health insurance, promoting stability and wellness after incarceration.

Do they offer life insurance for seniors?

Yes. The agency offers final expense and indemnity life insurance plans designed for seniors seeking affordable coverage to protect their families.

Are virtual appointments available?

Yes. Clients can schedule phone, text, or video consultations for enrollment and quote requests. In-person meetings are available by appointment only.

What documents should I bring to my appointment?

Bring government-issued ID, proof of income, current insurance cards (if any), and recent medical bills or prescriptions to help determine the best coverage options.

Editorial review: April 28, 2026 — Sources: linkedin.com, facebook.com, integrityinsurancear.com, ec.linkedin.com, cambridge.org. If you notice any inaccurate data, please report it.