Larry Pace Insurance | Auto & Home in Lake Havasu, AZ

🏢 About Us

Founded as a private agency in Lake Havasu City, AZ, Larry Pace Insurance has built a reputation for personalized service and community focus. The mission is simple: help residents protect their vehicles, homes, and final‑expense needs with clear, affordable coverage. The team emphasizes transparency, quick response times, and a commitment to finding the right policy for every budget.

🛡️ Insurance Services Offered

The agency specializes in three core insurance products:

• Auto Insurance – Comprehensive, collision, liability, and uninsured motorist coverage for cars, trucks, and motorcycles.
• Property Insurance – Homeowners, renters, and landlord policies that protect structures, personal belongings, and liability.
• Burial Insurance – Affordable final‑expense plans that help families cover funeral costs without financial strain.

Each policy is tailored to the client’s unique situation, and free policy reviews are available to ensure you’re not over‑ or under‑insured.

✨ Why Choose Us

Choosing an insurance partner is a big decision. Here are the reasons Lake Havasu residents trust Larry Pace Insurance:

• Independent Agency – We work with multiple carriers, giving you real choice rather than a single‑company script.
• Local Expertise – Our agents understand the specific risks and regulations of Arizona, especially Lake Havasu’s flood and wind considerations.
• Customer‑First Philosophy – From the first quote to claims assistance, we keep communication clear and responsive.
• Positive Reviews – Clients frequently mention our friendly staff, quick response times, and ability to find savings.

🤝 Our Carriers

While the exact carrier list can vary based on your profile, Larry Pace Insurance partners with nationally recognized insurers such as:

• State Farm
• Allstate
• Progressive
• USAA (for qualified members)
• Local and regional carriers that specialize in high‑risk or specialty policies

Contact the office to receive a customized carrier lineup that matches your coverage needs and budget.

📍 Service Area

Licensed by the Arizona Department of Insurance, the agency serves:

• Lake Havasu City, AZ
• Surrounding Mohave County communities (e.g., Kingman, Bullhead City)
• All of Arizona for auto, property, and burial insurance

💬 Getting a Quote

Obtaining a free, no‑obligation quote is easy:

1. Visit the agency’s online quote portal (link provided on the contact page).
2. Call (928) 854‑8812 and speak directly with an agent.
3. Stop by the office at the address below during business hours.

All three options allow you to provide basic information (vehicle details, property address, or coverage goals) and receive a personalized estimate within minutes.

🛠️ Claims Support

When a claim arises, Larry Pace Insurance assists you from start to finish:

• Guidance on filing paperwork correctly.
• Direct communication with the insurer on your behalf.
• Follow‑up to ensure timely processing and payment.
• 24/7 emergency contact information for urgent situations.

👥 Meet Our Team (Optional)

Our agents bring years of experience in the Arizona insurance market. While we keep staff names private for security, you can expect licensed professionals who hold CPCU and CLU designations, ensuring expert advice on complex policies.

⭐ Client Testimonials

Clients consistently praise the agency for:

• Finding lower premiums without sacrificing coverage.
• Responsive, friendly service during claims.
• Clear explanations of policy options.

“I saved over $300 on my auto policy and the agent walked me through every detail,” says a longtime Lake Havasu resident.

❓ FAQs

💳 What types of payment does Larry Pace Insurance accept?

Payments can be made by cash, major credit cards, or checks. Many carriers also allow online payments through their own portals.

🕒 What are the office hours?

⚠️ Estimated info — Please confirm by contacting the practice directly

Typical hours are Monday‑Friday 9:00 AM – 5:00 PM, with evening appointments available by request.

📄 Do I need to bring anything for my first meeting?

Bring your driver’s license, vehicle registration, current insurance declarations (if any), and any recent property appraisal or mortgage statements for home coverage.

🌐 Can I manage my policies online?

Yes, most carrier partners offer online portals. The agency can set up access and walk you through the process during your initial consultation.

🚗 How does the agency help with high‑risk drivers?

Our relationships with specialty carriers allow us to locate affordable options for drivers with past accidents, violations, or non‑standard vehicles.

📞 Contact & Hours

Address: 2550 Smoketree Ave N, Lake Havasu City, AZ

Phone: (928) 854‑8812

Email: Contact the practice directly to confirm

Office Hours (estimated): Mon‑Fri 9 AM – 5 PM; appointments available evenings and weekends upon request.

Virtual appointments and online quote requests are available for your convenience.

📣 Call to Action

Ready to protect what matters most? Click here for a free quote, or call us today at (928) 854‑8812 to speak with an agent.

Editorial review: June 19, 2026 — Sources: mohavelocal.com, yelp.com, reddit.com, instagram.com, facebook.com. If you notice any inaccurate data, please report it.