Dick Horn - State Farm Insurance Agent | Full-Service

🏢 About Us

Dick Horn – State Farm Insurance Agent has been a trusted provider of insurance and financial services in South Lake Tahoe, CA for over a century. As part of the State Farm network, the agency is committed to delivering personalized, reliable protection for individuals, families, and businesses. With a focus on integrity, customer education, and long-term relationships, the team helps clients navigate complex coverage options with confidence.

Licensed in California (license #CA-0644898) and Nevada (NV-36747), the agency operates as a captive agent under the State Farm brand, ensuring access to a wide range of products backed by financial strength and national support. The agency serves the local community with in-person, phone, and digital services, making it easy to manage policies anytime, anywhere.

🛡️ Insurance Services Offered

The agency offers a full spectrum of personal and commercial insurance solutions, making it a one-stop shop for comprehensive protection. Available coverages include:

• Auto Insurance – Protection for cars, trucks, and SUVs with options for safe driving discounts and bundling.
• Motorcycle & Recreational Vehicle Insurance – Coverage for bikes, ATVs, snowmobiles, and RVs.
• Homeowners & Renters Insurance – Protection for homes, personal property, and liability.
• Personal Articles Insurance – Specialized coverage for high-value items like jewelry and collectibles.
• Life & Health Insurance – Term life, whole life, Medicare supplement, and individual health plans.
• Pet Insurance – Offered through Trupanion®, providing medical coverage for pets.
• Business Insurance – Includes business owner’s policies, commercial auto, and workers’ compensation.

Financial services such as installment loans, deposit products, and retirement CDs are also available in partnership with U.S. Bank®.

🌟 Why Choose Us

With 103 years of collective experience under the State Farm umbrella, this agency brings deep expertise and stability to every client interaction. As a captive agent, Dick Horn provides seamless access to State Farm’s trusted products and digital tools, including online quotes, mobile app support, and 24/7 claims tracking.

Key advantages include free policy reviews, virtual appointments, and bilingual service in English and Spanish. The agency emphasizes bundling policies and safe driving discounts to help clients save. Positive client feedback highlights helpful staff like Cody, who is praised for being friendly and locally connected.

💼 Our Carriers

The agency represents the following licensed carriers:

• State Farm Life Insurance Company
• State Farm Life and Accident Assurance Company
• American Pet Insurance Company
• ZPIC Insurance Company
• U.S. Bank National Association (for banking services)

Pet insurance is offered in partnership with Trupanion®; State Farm is not financially responsible for these products.

📍 Service Area

Dick Horn State Farm serves South Lake Tahoe, CA and surrounding communities. Licensed in both California and Nevada, the agency supports residents and businesses across the region. Whether you’re near Heavenly Mountain Resort or along the Nevada border, help is available locally.

📄 Getting a Quote

Obtaining a free quote is fast and simple. You can:

• Visit the official State Farm website to generate a quote online.
• Call 530-544-4100 to speak with an agent directly.
• Visit the office at 3351 Lake Tahoe Blvd Suite 3, South Lake Tahoe, CA 96150 during business hours (Mon-Fri 8:30am–5:00pm).
• Schedule a virtual appointment for personalized service from home.

Free consultations are available to review your current policies and identify potential savings.

🚑 Claims Support

The agency offers full claims assistance through multiple channels. Clients can initiate and track claims via phone, the State Farm mobile app, or in person. The team provides guidance throughout the process to ensure timely, fair resolutions. Online bill payment and policy management are also supported.

👥 Meet Our Team

The agency is led by Dick Horn, a licensed agent serving the community for many years. Cody, a valued team member, is recognized for his friendly, helpful service and local knowledge. Both agents are committed to building lasting relationships and delivering responsive support.

⭐ Client Testimonials

Customer feedback reflects a mix of experiences. While some reviews note issues with responsiveness—such as one client not being contacted after requesting a quote—others praise the team’s professionalism. Cody is frequently described as “very helpful and friendly.” One reviewer called him “amazing,” highlighting his local presence and customer care.

❓ Frequently Asked Questions

What types of insurance does Dick Horn State Farm offer?

Dick Horn State Farm provides auto, motorcycle, RV, homeowners, renters, personal articles, life, health, pet, and business insurance. Financial services include banking, loans, and retirement products.

Do they offer free insurance consultations?

Yes, free consultations are available in person, over the phone, or virtually to review your coverage and explore savings.

Can I get an insurance quote online?

Absolutely. You can get a quote online through the State Farm website or mobile app, or by calling 530-544-4100.

Are virtual appointments available?

Yes, virtual appointments are offered for policy reviews, quotes, and claims assistance—ideal for busy schedules.

What payment methods do they accept?

They accept credit cards, checking and savings accounts, personal loans, and business banking products.

What is the agency’s license number?

The agency is licensed in California under #CA-0644898 and in Nevada under #NV-36747.

Editorial review: April 14, 2026 — Sources: statefarm.com, yelp.com, mapquest.com, manta.com, nextdoor.com. If you notice any inaccurate data, please report it.