William Kohl — Agency in Surprise, AZ | Car Insurance Guru

📖 About Us

William Kohl – State Farm Insurance Agent has been serving the Surprise, AZ community for more than 20 years. Founded by William Kohl, a licensed State Farm agent (AZ‑1800005734), the agency’s mission is simple: “Help people manage everyday risks, recover from the unexpected, and achieve their dreams.” The office operates out of 18789 N Reems Rd Suite 200, Surprise, AZ 85374‑8648 and offers bilingual service in English and Spanish.

Clients appreciate the agency’s personal approach, free policy reviews, and a reputation reinforced by a 5‑star Yelp rating from 11 reviewers. Whether you need a single policy or a comprehensive insurance package, the team focuses on building long‑term relationships.

🚗 Insurance Services Offered

The agency is a true one‑stop shop for personal and commercial protection. Below is a quick guide to each line of coverage.

• Auto Insurance – Liability, collision, comprehensive, and uninsured motorist coverage.
• Motorcycle Insurance – Tailored protection for riders and their bikes.
• Recreational Vehicle (RV) Insurance – Coverage for motorhomes, travel trailers, and camper vans.
• Homeowners Insurance – Protection for the structure, personal belongings, and liability.
• Condo Insurance – Unit‑level coverage that complements the condo association’s policy.
• Renters (Tenant) Insurance – Safeguards personal property and provides liability coverage for renters.
• Personal Articles Insurance – Specialty coverage for jewelry, art, electronics, and other high‑value items.
• Business Insurance – General liability, commercial property, workers’ compensation, and more.
• Life Insurance – Term, whole, and universal life options to protect families.
• Health Insurance – Individual and group health plans through State Farm’s network.
• Pet Insurance – Veterinary cost coverage for dogs, cats, and other pets.
• Banking & Annuities – Services offered in partnership with U.S. Bank® and State Farm®.

💡 Why Choose Us

Choosing the right agency matters. Here’s why William Kohl’s office stands out:

• Experience & Trust – Two decades of local expertise and a 5‑star rating on Yelp.
• Personalized Service – One‑on‑one consultations, free policy reviews, and bilingual staff.
• Bundling Savings – Discounts when you combine auto and home policies.
• Claims Support – Online filing and a mobile app that keep you informed every step of the way.
• Flexible Hours – Monday‑Friday 9 AM‑5 PM (MST); appointments available without prior scheduling.

🏦 Our Carriers

While the agency is a State Farm captive, it also leverages partnerships that broaden options:

• State Farm® – Primary carrier for auto, home, life, health, and more.
• U.S. Bank® – Banking services, annuities, and financial planning tools.

📍 Service Area

The agency is licensed in Arizona (AZ‑1800005734) and serves:

• Surprise, AZ
• Greater Phoenix metropolitan area
• Neighboring towns such as Peoria, Glendale, and Chandler
• Policy transfers for customers relocating to or from other states

📝 Getting a Quote

Obtaining a free, no‑obligation quote is easy:

1. Visit the agency’s website at williamkohl.com and click “Get a Quote”.
2. Call the office directly at 623‑546‑1124 (or toll‑free 877‑546‑1124).
3. Stop by the office during business hours for an in‑person discussion.
4. Use the State Farm mobile app for a quick online estimate.

All quotes are personalized, and the agency will walk you through coverage options to match your budget.

🛠️ Claims Support

When an incident occurs, the agency assists you from start to finish:

• File claims online or via the State Farm mobile app.
• Dedicated staff members help gather documentation and communicate with the adjuster.
• Follow‑up calls ensure your claim progresses smoothly.

👥 Meet Our Team

All team members are fluent in English and Spanish, ensuring clear communication for the diverse Surprise community.

🌟 Client Testimonials / Reviews

Customers consistently praise the agency’s responsiveness and professionalism. Sample feedback from Yelp includes:

“Excellent service, always attended quickly.” – 5‑star reviewer

“Very professional, I recommend them to everyone.” – 5‑star reviewer

❓ FAQs

What insurance lines can I combine for a discount?

Bundling auto and home policies typically yields the best multi‑policy discount.

Do you offer coverage for high‑risk drivers?

Yes. The agency works with State Farm’s high‑risk programs to find appropriate rates.

Can I manage my policies online?

Absolutely. The State Farm mobile app and online portal let you view documents, make payments, and file claims.

Are appointments required for a free quote?

No. Quotes can be obtained online, over the phone, or in person without a prior appointment.

Is there a way to transfer my existing policy if I move out of state?

Yes. The agency handles policy transfers for residents moving to or from other states.

Ready to protect what matters most? Call 623‑546‑1124 or visit williamkohl.com for your free quote today.

Editorial review: June 21, 2026 — Sources: statefarm.com, yelp.com, td.maptons.com, reviews.birdeye.com, yellowpages.com. If you notice any inaccurate data, please report it.