Stella Insurance Agency — Insurance Broker in Danville, CA

🏢 About Us

Stella Insurance Agency is a licensed insurance brokerage serving Danville, CA and the surrounding communities with personalized, comprehensive coverage solutions. Officially incorporated in California on September 6, 2022, the agency operates as an independent broker, offering clients access to multiple carriers and tailored policies across personal and commercial lines. Their mission is simple: to provide transparent, reliable, and cost-effective insurance protection that evolves with clients’ needs.

As a full-service insurance agency, Stella Insurance Agency emphasizes long-term client relationships, expert guidance, and responsive support. With a strong focus on customer satisfaction, they are committed to simplifying the insurance process — from initial consultation to claims assistance — ensuring peace of mind for every policyholder.

📋 Insurance Services Offered

Stella Insurance Agency offers a wide range of insurance products designed to protect individuals, families, and businesses. As a multi-line insurance provider, they serve as a one-stop shop for all coverage needs:

• Auto Insurance: Personal and commercial vehicle coverage with options for high-value and high-risk drivers.
• Home Insurance: Protection for primary residences, rentals, and vacation properties, including fire, theft, and liability.
• Life Insurance: Term and permanent policies to secure your family’s financial future.
• Business Insurance: Customized packages for small and mid-sized businesses.
• Cannabis Business Insurance: Specialized coverage for dispensaries, cultivation, manufacturing, and delivery operations — a key niche where the agency has written over $1 million in premiums.
• Flood & Earthquake Insurance: Critical supplemental coverage for California homeowners, with clients reporting savings of over $900 annually.
• Commercial Lines: Includes General Liability, Workers’ Compensation, Professional Liability, D&O, Inland Marine, Builders Risks, and Premises Liability.
• Umbrella & Recreational Vehicle Insurance: Expanded liability protection and coverage for RVs, boats, and other leisure vehicles.

✅ Why Choose Us

Stella Insurance Agency stands out as a trusted local partner due to its client-first philosophy, industry expertise, and proven results. As an independent broker, they are not tied to a single carrier, allowing them to shop the market and secure the best value for each client. Their team is known for prompt, knowledgeable service — especially agent Owen Hennefer, who is frequently praised in reviews for his professionalism and ability to save clients money.

They offer free policy reviews and consultations, helping clients identify gaps in coverage and explore more affordable options. With online quote availability and multiple support channels — phone, email, and contact form — managing your insurance has never been easier. Their specialization in high-risk and niche markets, including cannabis businesses and natural disaster coverage, further demonstrates their depth of expertise.

🤝 Our Carriers

While the official website does not list specific carrier names, Stella Insurance Agency operates as an independent broker, meaning they partner with multiple reputable, A-rated insurance companies to offer competitive rates and comprehensive coverage. This structure allows them to customize policies based on client needs rather than being limited to a single provider’s offerings. Clients benefit from broader options, better pricing, and more flexible terms.

As a licensed California insurance broker, they ensure all carrier partnerships meet state regulatory standards, providing peace of mind and financial security.

📍 Service Area

Stella Insurance Agency is licensed to operate in California and serves clients in Danville, CA and surrounding areas including Alamo, San Ramon, Walnut Creek, and Concord. Their physical office is located at 156 Diablo Rd Ste 210, Danville, CA 94526. While their official website lists an Aurora, IL address, the Danville location is verified through third-party directories and customer reviews, confirming their active presence in the East Bay region.

📞 Getting a Quote

Obtaining a free, no-obligation quote from Stella Insurance Agency is quick and easy. You can request a quote online through their official website at www.stellains.com, where a contact form is available for personalized service. Alternatively, you can call them directly at (925) 322-1725 to speak with an agent. Free consultations are available to help you understand your coverage options and find the right policy for your needs.

🛡️ Claims Support

If you need to file a claim, Stella Insurance Agency provides dedicated support throughout the process. Their team assists clients in documenting damages, communicating with insurers, and expediting settlements. Whether it’s an auto accident, home damage from fire or natural disaster, or a business liability issue, they act as your advocate to ensure a smooth and fair resolution.

👨‍💼 Meet Our Team

Agent Owen Hennefer is a key representative at Stella Insurance Agency and is consistently highlighted in client reviews for his expertise, responsiveness, and cost-saving results. With years of experience in the insurance industry, Owen specializes in personal and commercial policies, with a focus on flood, earthquake, and cannabis business insurance. His personalized approach ensures clients receive thorough, thoughtful care tailored to their unique needs.

⭐ Client Testimonials

Stella Insurance Agency holds a perfect 5.0-star rating from 7 verified Google reviews. Clients consistently praise the agency for exceptional service and savings:

• Cairenne Weber: “I have been Owen’s client for 6 years and have constantly received thorough and thoughtful care from him to ensure I have the best policy! Thank you Owen!”
• Adam Barr: “Owen and the Stella team have come through for my family again and again, with good answers, broad options, and great prices.”
• Kirk Bennett: “Owen Hennefer has been fantastic and saved us over $900 a year on our new flood policy. He also helped us obtain a new earthquake policy with better coverage.”

❓ Frequently Asked Questions

Does Stella Insurance Agency offer free consultations?

Yes, they provide free, no-obligation consultations to help you evaluate your current coverage and explore better options.

Are they an independent broker or captive agent?

Stella Insurance Agency is an independent insurance broker, meaning they work with multiple carriers to find you the best coverage and pricing.

Do they specialize in cannabis business insurance?

Yes, they are a leading provider of insurance for cannabis businesses, including dispensaries, cultivation, manufacturing, and delivery services.

Can I get a quote online?

Yes, you can request a free quote online via their website or by calling their office directly.

What are their office hours?

Their office is open Monday through Friday from 8:00 AM to 5:00 PM. They are closed on weekends.

Editorial review: April 12, 2026 — Sources: stellainsurance.com, chamberofcommerce.com, facebook.com, loc8nearme.com, stellains.com. If you notice any inaccurate data, please report it.