Shelley Paschal - Humana Agent

Your Partner in Health Insurance: Shelley Paschal – Humana Agent in Blue Ridge

At Shelley Paschal – Humana Agent, we understand the importance of having reliable health insurance to protect you and your loved ones. Located in Blue Ridge, our agency is dedicated to providing personalized service and expert guidance to help you navigate the complex world of health insurance.

Types of Insurance Offered

We specialize in health insurance, offering a range of plans to suit your unique needs and budget. Our plans include:

• Individual and Family Plans: Customized coverage for individuals and families, ensuring you have access to quality healthcare.
• Group Plans: Comprehensive coverage for businesses and their employees, promoting a healthy and productive workforce.
• Medicare and Medicaid Plans: Specialized plans for seniors and low-income individuals, ensuring they receive the care they deserve.

Available Services

At Shelley Paschal – Humana Agent, we’re committed to making the insurance process as smooth and stress-free as possible. Our services include:

• Personalized Advice: Our experienced agents will work with you to understand your needs and find the perfect plan.
• Free Quotes: Get a quote tailored to your specific situation, with no obligation to purchase.
• Claims Procedures: We’ll guide you through the claims process, ensuring you receive the benefits you’re entitled to.

Requirements and Documentation

To contract insurance with us, you’ll need to provide the following documentation:

• Identification: A valid government-issued ID, such as a driver’s license or passport.
• Proof of Income: Recent pay stubs or tax returns to determine your eligibility for certain plans.
• Medical History: Any relevant medical records or information about pre-existing conditions.

Payment Methods and Financing Plans

We offer flexible payment options to fit your budget:

• Monthly Premiums: Convenient monthly payments to ensure continuous coverage.
• Financing Plans: We can help you explore financing options to make your premiums more manageable.

Frequently Asked Questions

• What is the difference between a deductible and a copay?
  • A deductible is the amount you pay out-of-pocket before your insurance coverage kicks in. A copay is a fixed amount you pay for a specific service or prescription.
• Can I change my plan after I’ve enrolled?
  • Yes, you can make changes to your plan during the annual open enrollment period or if you experience a qualifying life event, such as a change in employment or marriage.

At Shelley Paschal – Humana Agent, we’re dedicated to providing you with the best possible health insurance experience. Visit us today to learn more about our plans and services, and let us help you protect your health and well-being.