Ryan Johannsen - Humana Agent

Your Partner in Health Insurance: Ryan Johannsen – Humana Agent

At Ryan Johannsen – Humana Agent, located in Big Bend, we understand the importance of having the right health insurance to protect you and your loved ones. As a trusted insurance agency, we offer a range of health insurance options tailored to meet your unique needs.

Types of Insurance Offered

Our agency specializes in providing comprehensive health insurance plans, including:

• Individual and Family Plans: Customized coverage for individuals and families.
• Group Plans: Affordable coverage options for businesses and their employees.
• Medicare Advantage and Supplement Plans: Plans designed for seniors and those with disabilities.
• Short-Term Insurance: Temporary coverage for unexpected gaps in insurance.

Available Services

At Ryan Johannsen – Humana Agent, we are committed to providing exceptional service to our clients. Our services include:

• Personalized Advice: Expert guidance to help you choose the right plan.
• Free Quotes: Compare rates and plans to find the best fit for you.
• Claims Procedures: Assistance with filing and managing claims.
• Policy Management: Ongoing support to ensure your policy meets your changing needs.

Requirements and Documentation

To contract health insurance with us, you will need to provide the following:

• Identification: Government-issued ID (driver’s license, passport, etc.).
• Proof of Income: Recent pay stubs or tax returns.
• Medical History: Information about your medical conditions and any pre-existing conditions.

Payment Options and Financing Plans

We offer flexible payment options to make your health insurance more affordable:

• Monthly Premiums: Convenient monthly payments.
• Annual Premiums: Discounts for paying your premium in full.
• Financing Plans: Customized payment plans to fit your budget.

Frequently Asked Questions

• What is the difference between a copay and coinsurance?
  • A copay is a fixed amount you pay for a specific service, while coinsurance is a percentage of the total cost.
• Can I change my plan after enrollment?
  • Yes, you can make changes during the annual open enrollment period or due to qualifying life events.
• What is the process for filing a claim?
  • Contact our office, and we will guide you through the claims process.

At Ryan Johannsen – Humana Agent, we are dedicated to providing you with the best health insurance options and exceptional customer service. Visit us today to learn more about our plans and how we can help you protect your health and well-being.