Ricco Insurance Agency | Auto & Home Insurance Houston, TX

About Us

Founded in 2012 by Christan Ricco, Ricco Insurance Agency has grown into a trusted, privately‑owned insurance boutique serving the Greater Houston area. With more than 10 years of experience and a 5‑star rating from 114 Google reviewers, the agency prides itself on delivering personalized protection plans that fit each client’s lifestyle and budget. Their mission is simple: provide clear, honest advice and help families and businesses safeguard what matters most.

❓ What insurance products does Ricco Insurance Agency offer?

The agency is a true “one‑stop shop.” Below is a concise overview of every line of coverage they underwrite:

• Auto Insurance – liability, collision, comprehensive, uninsured motorist, and rideshare coverage.
• Home Insurance – dwelling, personal property, liability, and flood endorsements where available.
• Condo & Renters Insurance – walls‑in coverage, personal belongings, and loss‑of‑use protection.
• Life Insurance – term, whole, and universal policies to protect loved ones.
• Health Insurance – individual, family, and supplemental health plans.
• Small Business Coverage – commercial property, general liability, workers’ comp, and business auto.

💡 Why Choose Us

Ricco Insurance Agency stands out for several concrete reasons:

• Independent representation – they work with multiple carriers, most notably State Farm, to tailor the best price‑performance mix.
• Customer‑first philosophy – agents take the time to explain policy details in plain language, ensuring clients understand every clause.
• Long‑term relationships – multi‑policy discounts are available for clients who bundle auto, home, and other coverages.
• Responsive claims support – the team assists from the moment a claim is filed through settlement, reducing stress for policyholders.
• Digital convenience – online quote tools, policy portals, and virtual appointments keep the process fast and contact‑free.

🛡️ Our Carriers

While Ricco Insurance Agency is an independent agency, they maintain strong partnerships with top‑tier carriers to secure competitive rates:

• State Farm – primary carrier for auto, home, and personal lines.
• Additional regional and national carriers – selected on a case‑by‑case basis to match specific client needs.

📍 Service Area

Ricco Insurance Agency is licensed to operate in the State of Texas. Their primary service footprint includes:

• Houston and surrounding neighborhoods (including Katy, Sugar Land, and The Woodlands).
• All Harris County residents seeking personal or commercial insurance.
• Clients throughout Texas who can meet the agency virtually.

⚠️ License number – Please contact the agency directly to confirm the Texas insurance license number.

📝 Getting a Quote

Obtaining a free, no‑obligation quote is quick and easy:

1. Visit the agency’s website riccoinsurance.com and click “Get a Quote.”
2. Call the office directly at 713‑643‑3444 to speak with an agent.
3. Stop by the office at 7001 Narcissus St, Houston, TX 77087‑2839 during business hours for an in‑person consultation.

All quotes are provided at no cost, and the agency will walk you through coverage options, discounts, and payment plans.

🔧 Claims Support

When a loss occurs, Ricco Insurance Agency’s agents act as your advocate:

• They help you gather required documentation and submit the claim to the carrier.
• Agents monitor the claim’s progress and keep you updated.
• They negotiate on your behalf to ensure a fair settlement.

👥 Meet Our Team (Optional)

While the public profile highlights owner Christan Ricco, the agency’s staff includes experienced, licensed agents who specialize in various lines of insurance. Each team member holds the required Texas insurance licenses and undergoes ongoing professional development to stay current with industry changes.

🌟 Client Testimonials / Reviews

Customers consistently praise Ricco Insurance Agency for its friendly service and expertise. Highlights from the 114 Google reviews include:

• “The agent explained everything in plain English—no jargon.”
• “Saved us money by bundling auto and home policies.”
• “Helped us file a claim quickly after a kitchen fire.”

❓ Frequently Asked Questions

What types of insurance can I bundle for a discount?

Ricco Insurance Agency offers multi‑policy discounts when you combine auto, home, renters, or condo coverage under a single carrier.

Does Ricco Insurance Agency work with State Farm?

Yes. State Farm is the agency’s primary carrier, but they also evaluate other carriers to ensure you receive the most competitive rates.

How long does the quote process take?

Most quotes are generated within 24 hours after you provide basic information online or over the phone.

Can I manage my policy online?

Yes. The agency provides a secure client portal where you can view documents, make payments, and request policy changes.

What should I bring to my first meeting?

Bring any existing policy documents, a driver’s license (for auto), recent mortgage or lease statements (for home/condo), and a list of assets you’d like protected.

Do you offer 24/7 claims assistance?

While the office hours are listed above, agents coordinate with carriers to ensure claims are filed promptly any time of day.

Ready to protect your assets with a locally trusted agency? Visit Ricco Insurance Agency’s website or call 713‑643‑3444 today for a free, personalized quote.

Editorial review: June 12, 2026 — Sources: riccoinsurance.com, yelp.com, mapquest.com, reddit.com, instagram.com. If you notice any inaccurate data, please report it.