Prescott Health & Life | Medicare & Life Insurance in AZ

🏢 About Us

Founded in 1987, Prescott Health & Life has been a trusted, privately‑owned insurance agency serving the Prescott community for over three decades. Operated by Otto & Wilhelm Insurance Agency LLC, the firm’s mission is to provide personalized, comprehensive coverage that protects families and businesses alike. Their commitment to transparent service and long‑term client relationships is reflected in consistent 5‑star Yelp reviews.

📋 Insurance Services Offered

💡 Why Choose Us

• Experience – Over 30 years serving Prescott residents (founded 1987).
• Customer Trust – 5‑star rating on Yelp based on multiple client reviews.
• Independent Agency – Represents multiple top carriers, allowing unbiased policy comparisons.
• Personalized Service – Dedicated agents review each client’s needs and customize solutions.
• Convenient Hours – Monday‑Thursday 9 am‑4:30 pm, Friday 9 am‑12 pm; virtual appointments available.

🤝 Our Carriers

Prescott Health & Life partners with nationally recognized insurers to ensure competitive pricing and robust coverage options:

• UnitedHealthcare
• Aetna
• Blue Cross Blue Shield
• Cigna
• Humana
• Local and regional carriers as needed for specialized policies

📍 Service Area

The agency is licensed in Arizona and primarily serves Prescott and the surrounding Yavapai County communities. Clients from neighboring towns such as Prescott Valley, Chino Valley, and Camp Verde also benefit from the agency’s local expertise.

📝 Getting a Quote

Obtaining a free, no‑obligation quote is simple:

1. Visit the official website and use the online quote form.
2. Call the office directly at (928) 445‑6466 to speak with an agent.
3. Schedule an in‑person or virtual appointment for a detailed needs assessment.

All quotes are personalized, and the agency can compare options across multiple carriers at no extra cost.

⚙️ Claims Support

Prescott Health & Life assists clients throughout the claims process:

• Guidance on filing paperwork with the insurer.
• Direct liaison with carriers to expedite claim resolution.
• Follow‑up calls to ensure clients receive entitled benefits.

While the agency does not process claims itself, its experienced staff helps navigate the steps efficiently.

👥 Meet Our Team (Optional)

The agency’s staff consists of licensed insurance professionals who hold certifications such as CPCU (Chartered Property Casualty Underwriter) and CLU (Chartered Life Underwriter). Their combined expertise enables them to advise on complex policies like long‑term care and Medicare supplement plans.

🌟 Client Testimonials / Reviews

According to Yelp, clients frequently praise the agency for “quick response times,” “clear explanations of policy options,” and “genuine care for families.” The 5‑star rating reflects consistent satisfaction across a range of services.

❓ FAQs

💳 Does Prescott Health & Life accept Medicare?

Yes. The agency offers Medicare Advantage, Part D, and supplemental plans, helping seniors choose the best coverage for their health needs.

🕒 What are the office hours for in‑person visits?

Monday‑Thursday 9:00 am‑4:30 pm; Friday 9:00 am‑12:00 pm. Appointments can also be conducted virtually.

📞 How can I speak with an agent after business hours?

While the office closes at 4:30 pm, you can leave a voicemail at (928) 445‑6466. An agent will return your call the next business day.

🗂️ What types of insurance can I bundle for a discount?

Prescott Health & Life offers multi‑policy discounts for clients who combine life, health, dental, vision, or long‑term care coverage.

🔒 Is the agency licensed in Arizona?

License Number: Contact the agency directly to confirm. The firm is fully licensed to sell insurance in the state of Arizona.

💻 Can I manage my policy online?

Yes. Most carrier partners provide an online portal; the agency assists clients in setting up and navigating these tools.

Address: 1963 Commerce Center Circle, Suite C, Prescott, AZ 86301
Phone: (928) 445‑6466 | (928) 778‑1679
Website: www.prescotthealthandlife.com

Call now for a free, personalized quote!

Editorial review: June 21, 2026 — Sources: prescotthealthandlife.com, yelp.com, mapquest.com, insuranceduo.com, linkedin.com. If you notice any inaccurate data, please report it.