Pinnacle Insurance Agency | Auto & Home Insurance in AZ

🏢 About Us

Founded in 2001, Pinnacle Insurance Agency has been a family‑owned, independent broker serving Scottsdale and the entire state of Arizona for more than two decades. The agency’s mission is simple: put the client first, not the insurance carrier. By comparing policies from multiple carriers, Pinnacle tailors coverage that fits each customer’s unique needs while keeping costs transparent.

Operating out of 8700 East Vista Bonita Drive, Suite 180, the team works in English and offers appointments by appointment only, ensuring every client receives focused, personalized attention.

🚗 Insurance Services Offered

Pinnacle is a true “one‑stop shop” for personal and commercial protection. Below is a quick guide to each line of coverage:

• Auto Insurance – liability, collision, comprehensive, uninsured motorist, and rides‑hare coverage.
• Home Insurance – dwelling, personal property, liability, and additional living expense protection.
• Umbrella Insurance – excess liability that extends beyond auto and home limits.
• Business Insurance – general liability, property, workers’ compensation, and commercial auto.
• Tenant (Renters) Insurance – personal property and liability for renters.
• Condo Insurance – unit‑owner coverage that complements the master policy.
• Boat/Watercraft Insurance – hull, liability, and personal property for recreational vessels.
• Motorcycle Insurance – liability, collision, and comprehensive for two‑wheelers.
• Recreational Vehicle (RV) Insurance – coverage for motorhomes, travel trailers, and campers.
• Landlord (Owner‑Occupied) Insurance – protects property owners who rent out homes or condos.

💡 Why Choose Us

Independent representation. Pinnacle works for you, not for any single carrier, which means you receive unbiased quotes from a wide range of insurers.

Local expertise. Over 20 years of experience in Arizona’s insurance market gives the team deep knowledge of state regulations, climate‑related risks, and the most cost‑effective coverages for Scottsdale residents.

Highly rated service. Clients consistently praise the agency’s friendly staff and quick response times; the Liberty Mutual partnership alone holds a 4.2‑star rating from five verified reviews.

Personalized claims support. When a claim occurs, a dedicated agent walks you through each step, contacts the carrier, and follows up until the issue is resolved.

🤝 Our Carriers

Pinnacle partners with a broad network of nationally recognized carriers, ensuring competitive pricing and strong financial stability. Key partners include:

• Progressive
• Liberty Mutual
• State Farm
• Allstate
• Nationwide
• Travelers
• Additional regional carriers (available on request)

📍 Service Area

The agency is licensed in Arizona and serves Scottsdale, Phoenix, Mesa, Glendale, and surrounding Maricopa County communities. Residents throughout the state can call for a local appointment or use the online quote tool.

📝 Getting a Quote

Obtaining a free, no‑obligation quote is easy:

1. Visit the official website and click “Get a Quote.”
2. Call the office directly at 480‑513‑3131 to speak with an agent.
3. Email joyce@pinnacleagency.com with basic information.
4. Schedule an in‑person meeting during business hours (Monday‑Friday 8:30 am‑5:00 pm).

All quotes are compared side‑by‑side so you can see which policy offers the best value.

🔧 Claims Support

When a loss occurs, Pinnacle’s claims specialists:

• Gather required documentation and photos.
• Submit the claim promptly to the chosen carrier.
• Maintain communication with the insurer to expedite processing.
• Provide updates to you until the claim is settled.

The agency’s independent status means they advocate for the policyholder, not the carrier.

👥 Meet Our Team

The agency’s agents bring a blend of experience and local knowledge:

• Lindsey Beckman – veteran auto‑insurance specialist.
• Laurie Pradia Funari – focuses on home and condo coverage.
• Joyce Holmquist – owner‑operator, oversees multi‑policy discounts.
• Vernon Holmquist – commercial lines and business risk management.
• Blake Schilly – marine and recreational vehicle expert.

🌟 Client Testimonials / Reviews

“Pinnacle is a family‑run agency that truly cares about the community. They helped us bundle auto and home policies and saved us a great deal.” – Scottsdale resident

“The agents are knowledgeable and responsive. When my roof was damaged, they walked me through the claim and got us a quick payout.” – Homeowner in Phoenix

❓ FAQs

📞 What are the office hours and how can I reach Pinnacle?

Monday‑Friday 8:30 am‑5:00 pm. Phone: 480‑513‑3131. Email: joyce@pinnacleagency.com.

🛡️ Do you offer multi‑policy discounts?

Yes. Bundling auto, home, and umbrella policies often results in significant savings, and agents will run a side‑by‑side comparison to highlight the best discount options.

🚗 Can I get coverage for a high‑performance motorcycle?

Absolutely. The agency works with carriers that specialize in high‑risk two‑wheelers, providing liability, collision, and comprehensive protection.

🏠 How does the agency help first‑time homeowners?

Agents walk new homeowners through the basics of dwelling coverage, personal property limits, and liability, ensuring a clear understanding of what each policy covers.

💼 Are you licensed to sell commercial insurance?

Yes. Pinnacle holds an Arizona Insurance Producer license and is authorized to place business, workers’ compensation, and commercial property policies throughout the state.

🧾 What is the agency’s Arizona insurance license number?

Arizona Insurance Producer License #: Contact the agency directly to confirm.

📞 Ready to Protect What Matters?

Call 480‑513‑3131 or visit the website today for a free, personalized quote. Whether you need auto, home, or business coverage, Pinnacle Insurance Agency is your trusted local partner.

Editorial review: June 17, 2026 — Sources: pinnacleagency.com, progressiveagent.com, agents.libertymutual.com, yelp.com, facebook.com. If you notice any inaccurate data, please report it.