Patrick Hecht - Independent Insurance Agent

Your Partner in Health Insurance: Patrick Hecht – Independent Insurance Agent

At Patrick Hecht – Independent Insurance Agent, located in Verona, Virginia, we understand the importance of having the right health insurance to protect you and your loved ones. As a trusted and experienced insurance agency, we offer a range of health insurance options tailored to meet your unique needs.

Types of Insurance Offered

Our agency specializes in providing comprehensive health insurance plans, including:

• Individual and Family Plans: Customized coverage for individuals and families, ensuring access to quality medical care.
• Group Plans: Affordable health insurance options for businesses and organizations, promoting employee well-being.
• Medicare and Medicaid: Guidance and support for seniors and low-income individuals, ensuring they receive the care they deserve.

Available Services

At Patrick Hecht – Independent Insurance Agent, we are committed to providing exceptional service and support:

• Personalized Advice: Our experienced agents will help you navigate the complex world of health insurance, ensuring you find the perfect plan.
• Free Quotes: Get instant quotes from top insurance providers, allowing you to compare and choose the best option.
• Claims Procedures: We’ll guide you through the claims process, ensuring a smooth and stress-free experience.

Requirements and Documentation

To contract health insurance with us, please have the following documents ready:

• Identification: Government-issued ID (driver’s license, passport, etc.)
• Proof of Income: Recent pay stubs or tax returns
• Medical History: Any relevant medical records or information

Payment Options and Financing Plans

We offer flexible payment options to fit your budget:

• Monthly Premiums: Convenient monthly payments
• Annual Premiums: Discounts available for annual payments
• Financing Plans: Customized financing options to ensure affordability

Frequently Asked Questions

• What is the difference between a deductible and a copay?
  • A deductible is the amount you pay before your insurance coverage kicks in, while a copay is a fixed amount you pay for each medical service or prescription.
• Can I change my health insurance plan after enrollment?
  • Yes, you can make changes during the annual open enrollment period or under special circumstances, such as a change in employment or family status.

At Patrick Hecht – Independent Insurance Agent, we are dedicated to providing you with the best health insurance options and exceptional customer service. Visit us today to find the perfect plan for you and your loved ones.