Ownbey Agency (Lisa Kirchner)

Protecting Your Future with Ownbey Agency

Located in the heart of Beaver, Ownbey Agency, led by Lisa Kirchner, is your trusted partner for all your insurance needs. With a commitment to providing personalized service and expert guidance, we help you navigate the complex world of insurance, ensuring you have the right coverage for your unique situation.

Types of Insurance Offered

At Ownbey Agency, we understand that every individual and family has different insurance requirements. That’s why we offer a comprehensive range of insurance products, including:

• Life Insurance: Protect your loved ones with term life, whole life, and universal life insurance options.
• Home Insurance: Safeguard your home and belongings with our homeowners and renters insurance policies.
• Auto Insurance: Get behind-the-wheel confidence with our auto insurance coverage, including liability, collision, and comprehensive options.
• Health Insurance: Find the right health insurance plan for you and your family, including individual, group, and Medicare plans.

Available Services

Our dedicated team is here to support you every step of the way. Our services include:

• Personalized Advice: Our experienced agents will work with you to understand your insurance needs and provide tailored recommendations.
• Free Quotes: Get a quote today and compare rates to find the best coverage for your budget.
• Claims Procedures: We’ll guide you through the claims process, ensuring a smooth and stress-free experience.

Requirements and Documentation

To contract insurance with Ownbey Agency, you’ll need to provide the following documentation:

• Identification: Valid government-issued ID (driver’s license, passport, etc.)
• Proof of Residency: Utility bills, lease agreements, or other documents confirming your address.
• Payment Information: Details for your preferred payment method.

Payment Options and Financing Plans

We offer flexible payment options to fit your budget:

• Monthly Installments: Spread your premium payments over time.
• Annual Payments: Pay your premium in full and enjoy potential discounts.
• Financing Plans: Explore our financing options for larger premiums.

Frequently Asked Questions

• What is the difference between term life and whole life insurance?
  • Term life insurance provides coverage for a specified period, while whole life insurance offers lifetime coverage and a cash value component.
• Do I need to have a perfect driving record to get auto insurance?
  • No, we offer insurance options for drivers with various driving histories.
• Can I change my insurance policy mid-term?
  • Yes, contact us to discuss adjustments to your policy.

At Ownbey Agency, we’re dedicated to providing you with the insurance protection you need and the personalized service you deserve. Visit us today and let us help you secure your future.