National Insurance Agency, LLC | Auto Insurance

🏢 About Us

National Insurance Agency, LLC is a privately‑owned, independent insurance agency serving Lutherville and the surrounding Maryland communities. Operated by First National Insurance Agency LLC, the firm focuses on delivering personalized insurance solutions for both individuals and businesses. Their mission is to simplify the insurance buying process, offering clear guidance and competitive options from multiple carriers. With a commitment to transparency and client education, the agency strives to protect assets and provide peace of mind.

🛡️ Insurance Services Offered

The agency’s product lineup covers a broad spectrum of personal and commercial risks:

• Agriculture Insurance – Protects farms, livestock, equipment, and crop losses.
• Auto Insurance – Liability, collision, comprehensive, and rideshare coverage for personal and commercial vehicles.
• Commercial Insurance – Business liability, property, workers’ compensation, and commercial auto.
• Condo Insurance – Covers interior walls, personal property, and liability for condo owners.
• Farm Insurance – Tailored policies for farm structures, machinery, and income protection.
• Home Insurance – Dwelling, personal property, liability, and optional flood or wind endorsements.
• Powersports Insurance – Coverage for motorcycles, ATVs, snowmobiles, and related equipment.
• Renters Insurance – Personal property and liability protection for renters.

Each line is underwritten by reputable carriers, allowing the agency to match coverage to budget and risk profile.

💡 Why Choose Us

Choosing National Insurance Agency means gaining a partner who values:

• Independent representation – The agency can shop across multiple carriers, not limited to a single insurer.
• Personalized service – Clients receive a dedicated agent who reviews policies annually and adjusts coverage as life changes.
• Transparent pricing – Quote comparisons are provided up front, with no hidden fees.
• Responsive claims advocacy – Agents walk clients through the claims process, helping to reduce stress and expedite settlements.

⚠️ The agency’s exact years in business are not listed – please contact the office to confirm.

🤝 Our Carriers

National Insurance Agency partners with a range of nationally‑recognized carriers, including (but not limited to):

• State Farm
• Allstate
• Travelers
• Progressive
• Farmers Insurance
• Nationwide
• Liberty Mutual

These relationships give clients access to competitive rates, robust policy options, and strong claim‑handling reputations.

📍 Service Area

The agency primarily serves Lutherville, MD, and the greater Baltimore County region. Additional neighboring communities include Towson, Hunt Valley, and Bel Air.

⚠️ Exact service boundaries and licensing details should be verified with the agency directly.

📞 Getting a Quote

Obtaining a free, no‑obligation quote is quick and easy:

1. Visit the agency’s website at www.fnb-online.com and use the online quote form.
2. Call the main line at 800‑252‑4850 to speak with a licensed agent.
3. For regional callers, dial the secondary number 570‑372‑2111.
4. Stop by the office at 1505 York Rd, Lutherville, MD 21093 for an in‑person consultation.

All inquiries are handled during regular business hours, and virtual appointments are available upon request.

🛠️ Claims Support

When a loss occurs, the agency’s claims team assists with:

• Document collection and submission to the carrier.
• Explanation of policy coverage and deductible responsibilities.
• Follow‑up with adjusters to ensure timely processing.
• Advice on temporary repairs or emergency services.

Clients appreciate the hands‑on guidance that helps reduce paperwork and confusion.

👥 Meet Our Team (Optional)

While specific agent names are not publicly listed, the staff includes licensed insurance professionals with expertise across personal and commercial lines. The team is trained to assess risk, recommend appropriate coverages, and provide ongoing policy reviews.

🌟 Client Testimonials / Reviews

Customers frequently highlight the agency’s responsive communication and ability to find cost‑effective solutions. One reviewer noted, “The agent walked me through every step of my auto policy and helped me save on my premium without sacrificing coverage.”

❓ FAQs

💬 What types of insurance can I bundle for a discount?

You can combine auto, home, renters, and even commercial policies to qualify for multi‑policy discounts. Ask your agent for a personalized bundling analysis.

💬 How long does the quote process take?

Most quotes are delivered within 24‑48 hours after you provide basic information such as vehicle details, property address, and desired coverage limits.

💬 Does the agency offer online policy management?

Yes, through the carrier portals the agency can set you up with an online account to view documents, make payments, and request changes.

💬 What should I bring to my first meeting?

Bring any existing policy documents, a list of assets you wish to protect, and basic personal information (driver’s license, Social Security number for personal lines, or business EIN for commercial lines).

💬 Are there any fees for canceling a policy?

Cancellation terms vary by carrier. The agency will review your existing contract and advise on any potential prorated refunds or fees.

Ready to protect what matters most? Call 800‑252‑4850 or fill out the online quote form today. Our knowledgeable agents are standing by to design a customized insurance plan just for you.

Editorial review: June 20, 2026 — Sources: facebook.com, linkedin.com, fnb-online.com, acuity.com, mutualbenefitgroup.com. If you notice any inaccurate data, please report it.