Mary (Alycia) Kramer - Humana Agent

Your Partner in Health Insurance: Mary (Alycia) Kramer – Humana Agent

At Mary (Alycia) Kramer – Humana Agent, located in Browns Summit, we understand the importance of having the right health insurance to protect you and your loved ones. As a trusted Humana agent, we offer a wide range of insurance options tailored to meet your unique needs.

Types of Insurance Offered

Our agency specializes in providing comprehensive health insurance plans, including:

• Individual and Family Plans: Customized coverage for individuals and families.
• Group Plans: Affordable options for businesses and their employees.
• Medicare Advantage and Supplement Plans: Coverage for seniors and those with disabilities.
• Dental and Vision Plans: Additional coverage for your overall well-being.

Available Services

At Mary (Alycia) Kramer – Humana Agent, we are committed to providing exceptional service to our clients. Our services include:

• Personalized Advice: Expert guidance to help you choose the right plan.
• Free Quotes: Compare rates and find the best option for you.
• Claims Procedures: Assistance with filing and processing claims.
• Policy Management: Ongoing support to ensure your coverage meets your changing needs.

Requirements and Documentation

To contract insurance with us, you will need to provide the following documentation:

• Identification: Government-issued ID (driver’s license, passport, etc.).
• Proof of Income: Recent pay stubs or tax returns.
• Medical History: Information about your medical conditions and any pre-existing conditions.

Payment Options and Financing Plans

We offer flexible payment options to fit your budget, including:

• Monthly Premiums: Convenient automatic payments.
• Annual Premiums: Discounts for paying your premium in full.
• Financing Plans: Customized payment plans to suit your needs.

Frequently Asked Questions

• What is the difference between a copay and coinsurance?
  • A copay is a fixed amount you pay for a specific service, while coinsurance is a percentage of the total cost.
• Can I change my plan after enrollment?
  • Yes, you can make changes during the annual open enrollment period or if you experience a qualifying life event.
• How do I file a claim?
  • Contact our office, and we will guide you through the claims process.

At Mary (Alycia) Kramer – Humana Agent, we are dedicated to providing you with the best health insurance options and exceptional customer service. Visit us today to learn more about our plans and how we can help you protect your health and well-being.