Mark Kinkade - State Farm Insurance Agent | Auto & Home

🏢 About Us

Mark Kinkade – State Farm Insurance Agent is a trusted full-service insurance agency serving Panama City Beach, FL and surrounding communities in Northwest Florida. Founded by Mark Kinkade, the agency operates under Mark Kinkade Ins Agency Inc. and is committed to helping individuals and businesses manage everyday risks, recover from the unexpected, and achieve their long-term goals. With a client-focused approach and deep local knowledge, the team provides personalized insurance and financial solutions tailored to each customer’s unique needs.

The agency is a proud participant in the Ting program for eligible State Farm homeowners insurance policyholders — a smart safety initiative designed to help prevent electrical fires. As a captive agent representing State Farm, the agency delivers consistent, reliable service backed by one of the nation’s most recognized insurance brands.

🛡️ Insurance Services Offered

Mark Kinkade’s agency offers a comprehensive range of personal and commercial insurance products, making it a true one-stop shop for all your protection needs. Whether you’re an individual, family, or business owner, you’ll find tailored coverage options to safeguard your assets and future.

• Auto Insurance: Coverage for cars, trucks, and SUVs with options for safe driver discounts and bundling.
• Motorcycle & Recreational Vehicle Insurance: Protection for bikes, RVs, and off-road vehicles.
• Homeowners & Condo Insurance: Comprehensive protection for your home, including property and liability coverage.
• Renters Insurance: Affordable coverage for personal belongings and liability in rental units.
• Life, Health & Disability Insurance: Includes term life, individual health, Medicare supplement, and disability income policies.
• Business Insurance: Business owner’s policies (BOP), commercial auto, and workers’ compensation for small businesses.
• Specialty Coverage: Pet insurance, personal articles (jewelry, collectibles), and banking services.
• Financial Services: Annuities, investment services, and advisory solutions through State Farm VP Management Corp. and State Farm Investment Management Corp.

✅ Why Choose Us

Choosing the right insurance partner is about more than just price — it’s about trust, expertise, and ongoing support. Mark Kinkade’s agency stands out with a 4.7/5 average rating on Google from 117 verified reviews, reflecting a strong commitment to customer satisfaction. Clients consistently praise the team for their responsiveness, clear communication, and ability to simplify complex insurance decisions.

The agency offers flexible service options, including virtual appointments and after-hours consultations, ensuring you get help when you need it. As a licensed Florida insurance agency (License #FL-L103267), they operate Monday through Friday from 9:00 AM to 5:00 PM, with emergency claims support available 24/7 by calling or texting (850) 234-5454. With online quote tools, claims filing, and payment options, managing your policy has never been easier.

🏢 Our Carriers

The agency exclusively represents State Farm, one of the largest and most financially stable insurance providers in the U.S. Life and annuity products are issued by State Farm Life Insurance Company and State Farm Life and Accident Assurance Company. Investment and advisory services are offered through separate entities — State Farm VP Management Corp. and State Farm Investment Management Corp. — both registered with FINRA and SEC. You can verify agent credentials via FINRA BrokerCheck.

📍 Service Area

Mark Kinkade serves Panama City Beach, FL and the broader Northwest Florida region. The physical office is located at 16821 Panama City Beach Parkway, Panama City Beach, FL 32413. The agency is licensed to operate in Florida and provides both in-person and virtual services to residents and business owners across the area.

💬 Getting a Quote

Getting a free, no-obligation insurance quote is fast and easy. You can visit the agency’s official website to continue a saved quote, request a new one, or schedule a virtual meeting. For personalized assistance, call 850-249-5990 during business hours. The team speaks English and can help bundle multiple policies for maximum savings — including auto, home, and life insurance.

📞 Claims Support

When the unexpected happens, prompt claims support is critical. The agency offers full claims assistance, guiding clients step-by-step through the process. Emergency claims can be reported 24/7 by calling or texting (850) 234-5454. Additional support channels include phone, website, text, and virtual meetings, ensuring you’re never left without help.

👥 Meet Our Team

The agency is led by Mark Kinkade, founder and State Farm Agent, and supported by a dedicated team of licensed professionals: Buffy Gray, Casey Jones, Rachael Ramsey, Brittney Palmer, Nathaniel Schreyer, Melody Chambers, Mari Kleppinger, and Andrew Reuther. Each team member is trained to assist with personal and commercial insurance needs, ensuring you receive expert guidance no matter your situation.

⭐ Client Testimonials

The agency maintains an outstanding reputation, with a 4.7/5 average rating on Google based on 117 reviews. Clients frequently highlight the team’s professionalism, fast response times, and ability to find cost-effective coverage. One reviewer noted, “They made switching policies seamless and saved me money without sacrificing coverage.” Another praised, “Always helpful, even after hours — truly care about their customers.”

❓ Frequently Asked Questions

Does Mark Kinkade offer auto insurance in Panama City Beach?

Yes, auto insurance is a core service offered to residents of Panama City Beach and surrounding areas. Coverage includes standard vehicles, motorcycles, and recreational vehicles, with options for bundling and safe driver discounts.

What types of commercial insurance are available?

The agency offers business owner’s policies (BOP), commercial auto insurance, and workers’ compensation for small businesses in Northwest Florida. These policies help protect assets, employees, and operations from unexpected disruptions.

Can I manage my policy online?

Yes, clients can file claims, make payments, request certificates, and continue saved quotes through the agency’s website. Virtual meetings and text support are also available for added convenience.

Are virtual appointments offered?

Yes, virtual appointments are available for those who prefer remote consultations. You can schedule one through the agency’s website or by calling the office.

Do they offer financial planning services?

Yes, the agency provides annuities, investment services, brokerage accounts, and advisory services through State Farm VP Management Corp. and State Farm Investment Management Corp. These are separate from insurance and banking products.

Editorial review: April 15, 2026 — Sources: facebook.com, statefarm.com, yellowpages.com, experience.com, findglocal.com. If you notice any inaccurate data, please report it.