LTC Financial Partners | Full-Service Insurance in Alachua

🏢 About Us

LTC Financial Partners is a trusted full-service insurance and financial agency based in Alachua, Florida. With over 10 years of experience, we’ve built a reputation for providing personalized, comprehensive protection tailored to the unique needs of individuals, families, and businesses. As a privately operated agency led by Ryan Larmann, we are committed to helping clients secure their financial future through expert guidance and reliable service.

Our mission is simple: to be your lifelong partner in risk management and financial wellness. Whether you’re planning for retirement, protecting your home, or safeguarding your business, we offer the tools and expertise to make informed decisions with confidence.

🛡️ Insurance Services Offered

We provide a full spectrum of personal, commercial, and specialty insurance solutions:

• Auto Insurance – Coverage for personal and family vehicles with flexible options.
• Homeowners Insurance – Protection for your primary residence against damage and liability.
• Renters & Condo Insurance – Affordable coverage for tenants and condo owners.
• Life & Health Insurance – Policies that protect your loved ones and medical needs.
• Disability & Long-Term Care Insurance – Financial security during extended health challenges.
• Medicare Supplement & Pet Health Insurance – Specialized health coverage for seniors and pets.
• Recreational Insurance – Coverage for boats, motorcycles, and motorhomes.
• Business Insurance – Customized protection for small and mid-sized businesses.

🌟 Why Choose Us

LTC Financial Partners stands out as a client-focused agency with deep community roots. We represent State Farm, one of the most trusted names in insurance, while offering personalized service that big companies can’t match. With over a decade in business and consistently high customer satisfaction — reflected in a 4.9-star Google rating from 429 reviews — we’ve earned the trust of clients across Florida, Georgia, and Alabama.

We specialize in serving seniors and veterans, offering expert advice on elder care services, Medicaid planning, and retirement strategies. Our office is pet-friendly, and we offer free consultations, online quoting, and virtual appointments for your convenience.

💼 Our Carriers

We are proud to represent:

• State Farm Mutual Automobile Insurance Company
• State Farm Fire and Casualty Company
• State Farm Florida Insurance Company
• State Farm Lloyds
• And other affiliated State Farm carriers

These partnerships allow us to offer reliable, nationally backed policies with local, personalized service.

📍 Service Area

We proudly serve clients throughout:

• Alachua, Gainesville, High Springs, Newberry, The Villages, and St. Augustine
• All of Florida, plus select areas in Georgia and Alabama

Licensed in Florida under FL-L111533, we provide in-person and virtual support to clients across the Southeast.

💬 Getting a Quote

Getting a free, no-obligation quote is easy. You can:

• Visit our website at alachuainsurance.com
• Call us directly at (386) 418-0160
• Schedule a virtual or in-person appointment — appointments are required

We also offer an online application portal and mobile app for seamless policy management.

🚨 Claims Support

If you need to file a claim, we’re here to help every step of the way. Our team provides dedicated claims assistance, guiding you through documentation, communication with the carrier, and follow-up to ensure a smooth, stress-free experience.

👥 Meet Our Team

Ryan Larmann, owner and licensed agent, leads Ryan Larmann Ins Agcy Inc with a commitment to integrity and client advocacy. As a captive agent with State Farm, Ryan brings focused expertise and long-standing relationships to every client interaction.

⭐ Client Testimonials

While one review referenced a different agent, the sentiment reflects our agency’s standard: “From the beginning, they have always provided a high level of customer service. They are polite, professional, and efficient. They make us feel like a valued customer — which is harder and harder to find these days.”

❓ Frequently Asked Questions

What types of financial planning do you offer?

We provide retirement planning, estate planning, Medicaid planning, investment guidance, and banking services.

Do you offer group or commercial insurance options?

Yes, we offer group policy options and comprehensive business insurance solutions.

Are your agents available online?

Yes, virtual agent meetings, email support, and mobile app access are available.

Is there a discount for bundling policies?

Yes — combine auto with home or renters insurance to qualify for a multi-policy discount.

Editorial review: May 21, 2026 — Sources: td.maptons.com, linkedin.com, longtermcarelink.net, gq.maptons.com, federalreserve.gov. If you notice any inaccurate data, please report it.