Lacrisha Ramirez - Humana Agent

Your Partner in Health Insurance: Lacrisha Ramirez – Humana Agent in Burnsville

At Lacrisha Ramirez – Humana Agent, we understand the importance of having reliable health insurance that meets your unique needs. Located in Burnsville, our agency is dedicated to providing personalized guidance and support to help you navigate the complex world of health insurance.

Types of Insurance Offered

Our agency specializes in health insurance, offering a range of plans designed to cater to individuals, families, and businesses. We work closely with Humana to provide comprehensive coverage options that include:

• Individual and Family Plans: Customized health insurance plans for individuals and families, including catastrophic, bronze, silver, gold, and platinum levels.
• Group Plans: Affordable health insurance options for businesses of all sizes, helping you attract and retain top talent.
• Medicare and Medicaid: Guidance on government-sponsored health insurance programs for seniors, low-income individuals, and families.

Available Services

At Lacrisha Ramirez – Humana Agent, we’re committed to making the insurance process seamless and stress-free. Our services include:

• Personalized Advice: Expert guidance to help you choose the right health insurance plan for your needs and budget.
• Free Quotes: Get instant quotes from Humana and compare plans to find the best fit for you.
• Claims Procedures: Assistance with filing claims and resolving any issues that may arise.
• Policy Management: Ongoing support to ensure your policy remains up-to-date and tailored to your changing needs.

Requirements and Documentation

To contract health insurance with us, you’ll need to provide the following documentation:

• Identification: Government-issued ID, such as a driver’s license or passport.
• Proof of Income: Recent pay stubs or tax returns to determine eligibility for financial assistance.
• Health Information: Medical history and any pre-existing conditions.

Payment Methods and Financing Plans

We offer flexible payment options to make your health insurance more affordable:

• Monthly Premiums: Convenient monthly payments to fit your budget.
• Financing Plans: Customized payment plans to help you manage your premiums.

Frequently Asked Questions

• What is the difference between a deductible and a copay?
  • A deductible is the amount you pay out-of-pocket before your insurance coverage kicks in, while a copay is a fixed amount you pay for each medical service or prescription.
• Can I change my health insurance plan after enrollment?
  • Yes, you can make changes to your plan during the annual open enrollment period or if you experience a qualifying life event, such as a change in employment or family status.
• How do I file a claim?
  • Contact our agency, and we’ll guide you through the claims process, ensuring a smooth and efficient experience.

At Lacrisha Ramirez – Humana Agent, we’re dedicated to helping you find the right health insurance plan for your needs. Visit us today and let us help you take control of your health and well-being.