Joyce (Joy) Johnson - Humana Agent

Welcome to Joyce Johnson - Humana Agent in Benson

Joyce Johnson is your trusted Humana agent, providing comprehensive health insurance solutions in Benson. With years of experience and a commitment to exceptional service, Joyce is dedicated to helping individuals and families find the right health coverage to meet their unique needs.

Health Insurance Options

At Joyce Johnson - Humana Agent, we offer a wide range of health insurance plans through Humana. Our options include:

• Individual and family health plans
• Medicare Advantage plans
• Medicare Supplement insurance
• Prescription drug plans
• Dental and vision coverage

Our Services

We provide personalized assistance to help you navigate the complex world of health insurance:

• Free consultations and quotes
• Plan comparisons and recommendations
• Enrollment assistance
• Claims support
• Ongoing customer service

Requirements for Insurance

To obtain health insurance through our agency, you’ll typically need:

• Proof of identity (driver’s license or government-issued ID)
• Social Security number
• Information about your current health status
• Details about your income for subsidy eligibility

Payment Options and Financing

We accept various payment methods to make your insurance premiums more manageable:

• Monthly, quarterly, or annual premium payments
• Electronic funds transfer (EFT)
• Credit or debit card payments
• Flexible payment plans (subject to approval)

Why Choose Joyce Johnson - Humana Agent?

• Local expertise: As a Benson-based agent, Joyce understands the specific health insurance needs of our community.
• Personalized service: We take the time to understand your unique situation and find the best coverage for you.
• Ongoing support: Our relationship doesn’t end after enrollment; we’re here to assist you throughout your coverage period.

Frequently Asked Questions

What types of health insurance plans does Humana offer?

Humana offers a variety of plans including HMOs, PPOs, and high-deductible health plans. We can help you understand the differences and choose the best option for your needs.

How do I know if I’m eligible for a subsidy?

Eligibility for subsidies depends on factors such as income, household size, and the cost of available insurance in your area. We can help you determine if you qualify during our consultation.

Can I keep my current doctor with a Humana plan?

Many Humana plans have extensive provider networks. We can check if your preferred doctors and hospitals are in-network for the plans you’re considering.

How do I file a claim with Humana?

Most claims are filed directly by healthcare providers. For situations where you need to file a claim yourself, we can guide you through the process and provide the necessary forms.

What should I do if I need help outside of business hours?

Humana offers 24/7 customer support for urgent matters. We can provide you with the appropriate contact information for after-hours assistance.

In conclusion, Joyce Johnson - Humana Agent in Benson is committed to providing exceptional health insurance solutions tailored to your needs. With our expertise, personalized service, and dedication to our clients, we strive to ensure that you and your loved ones have the health coverage you deserve. Whether you’re looking for individual plans, Medicare options, or family coverage, we’re here to guide you every step of the way.