Joan Butler - Aflac Insurance Agent in Albany, NY | Car

📍 Location & Hours

Located at 17 Wendell Dr, Albany, NY 12205, Toedt Insurance Agency LLC operates weekdays from 9:00am to 5:00pm. For urgent inquiries, contact the emergency line at 800.992.3522. Our team is available for after-hours assistance via phone and email.

🛡️ Insurance Services Offered

As a captive agent, we provide tailored solutions for diverse needs:

• Auto Insurance: Comprehensive coverage for personal and commercial vehicles
• Home Insurance: Protection for residential properties and belongings
• Commercial/Business Insurance: Policies for small businesses and large enterprises
• Workers Compensation: Coverage for workplace injuries and liabilities
• Specialized Coverage: Flood, drone, motorcycle, recreational, and RV insurance
• Health & Life Insurance: Critical illness, cancer, dental, vision, and supplemental health plans
• Unique Policies: Umbrella, pet, hospital, short-term disability, and final expense insurance

💼 Why Choose Toedt Insurance Agency?

Our commitment to excellence is reflected in:

• 25+ Years of Experience: Serving Albany since 1999, we’ve built trust with over 1,000 satisfied clients
• Multi-Line Expertise: Specializing in complex cases like food truck insurance and high-risk commercial policies
• 24/7 Claims Support: Dedicated team available to assist with claims and policy adjustments
• Transparent Pricing: Competitive rates without hidden fees or additional charges
• Personalized Service: One-on-one consultations with certified agents like Joan Butler

🤝 Our Carrier Partnerships

We represent top-tier insurers including:

• Aflac
• Progressive
• The Hartford Insurance Group
• CNA Surety
• Mercury
• Erie Insurance
• Foremost Insurance

Our partnership with Aflac ensures specialized coverage for cancer, critical illness, and accident insurance needs.

📍 Service Area

We serve Albany, NY and surrounding areas with licensed operations in:

• Albany County
• Capital District Region
• Areas within a 30-mile radius of Albany

For out-of-area needs, our agents can assist with cross-state coverage options.

📞 Getting a Free Quote

Request a free online quote or call 518-438-8154. Our process includes:

1. 15-minute phone consultation to assess needs
2. Customized policy recommendations
3. Instant online quote generation
4. 24-hour policy review and adjustments

Our team handles both personal and commercial insurance requests with equal expertise.

🚨 Claims Support & Assistance

Our 24/7 claims support includes:

• Immediate response to accident or incident reports
• Guidance through the claims process with our licensed agents
• Coordination with insurance carriers for timely settlements
• Dispute resolution and policy adjustments

For emergencies, contact the Aflac dedicated line at 800.992.3522.

👩‍💼 Meet Our Team

Our experienced professionals include:

• Bernadette Fuller: 25+ years in the industry, handles home, auto, life, and business insurance. Available for after-hours consultations at 518-452-2736
• Joan Butler: Aflac-certified agent specializing in comprehensive coverage solutions

⭐ Client Testimonials

Reviews from satisfied clients:

• Debra G. (Albany, NY): “Bernadette has managed my home, auto, and business insurance for 25+ years. Her team is always responsive and helpful.”
• Andrea B.: “Exceptional service with immediate follow-up and competitive rates. The claims process was seamless.”
• Barbara S.: “Over 15 years of service with dedicated support for auto and home insurance needs.”

❓ Frequently Asked Questions

Common questions about our services:

• Do you offer online policy management? Yes, our clients can access 24/7 portal for updates and adjustments
• Can I get coverage for unique assets? Yes – we handle drone, boat, and recreational equipment insurance
• What if I need assistance outside business hours? Our team is available via phone and email for urgent matters
• Are there discounts for multiple policies? Yes – we offer multi-line insurance discounts for comprehensive coverage

Editorial review: May 21, 2026 — Sources: linkedin.com, aflac.com, ldi.la.gov, plannedparenthood.org, content.naic.org. If you notice any inaccurate data, please report it.