ISU Insurance Services-Calgard | Auto Insurance in San

🏢 About Us

ISU Insurance Services – Calgard Associates has been a trusted name in insurance since 1969, proudly serving San Dimas, CA and the broader Southern California region. As an independent insurance agency operating under Calgard Associates, they provide personalized, client-focused service backed by over five decades of industry experience. Their mission is simple: to protect what matters most to their clients—whether that’s a family home, a personal vehicle, or a growing business.

Licensed in California (License #0394065) and all 50 states, the agency represents multiple top-tier carriers to ensure clients receive tailored coverage at competitive rates. With a commitment to transparency, education, and responsive support, ISU Insurance Services-Calgard has built a reputation for reliability and expertise in both personal and commercial insurance solutions.

🛡️ Insurance Services Offered

From everyday drivers to small business owners and specialty asset holders, ISU Insurance Services-Calgard offers a comprehensive range of insurance products designed to meet diverse needs. All policies are customizable and backed by strong carrier partnerships.

• Auto Insurance – Standard car insurance, SR-22, high-risk drivers, and multi-car discounts
• Motorcycle, ATV & Off-Road – Coverage for recreational vehicles including dirt bikes, quads, and UTVs
• RV & Trailer Insurance – Full-time or seasonal RVers can protect their mobile homes on wheels
• Boat & Yacht Insurance – For personal watercraft, fishing boats, and luxury yachts
• Home, Condo & Renters Insurance – Protection for property, belongings, and liability
• Landlord Insurance – Designed for rental property owners
• Jewelry & Valuable Items – Scheduled personal articles coverage
• Wedding & Event Insurance – Protect your special day from unforeseen cancellations
• Business Insurance – Including BOP, Cyber Liability, and Commercial Auto
• Workers Compensation – Required coverage for employers in California
• Umbrella Insurance – Extra liability protection beyond standard policies
• Golf Carts, Segways & Snowmobiles – Niche coverage for unique vehicles

✅ Why Choose Us?

Choosing the right insurance partner means more than just finding low rates—it means working with an agency that understands your unique risks and priorities. ISU Insurance Services-Calgard stands out for several reasons:

• Independent & Unbiased – As an independent agency, they’re not tied to a single insurer, so they can shop multiple carriers to find the best fit.
• Over 55 Years of Experience – Founded in 1969, they bring deep institutional knowledge and stability to every client relationship.
• Bilingual Support – Services available in both English and Spanish, ensuring clear communication for all clients.
• Free Policy Reviews – They offer no-cost consultations to evaluate your current coverage and identify potential savings or gaps.
• Online Client Portal – Manage policies, file claims, and make payments anytime through their secure website.

🤝 Our Carriers

ISU Insurance Services-Calgard partners with nationally recognized, financially stable insurance companies to deliver reliable coverage. Key carriers include:

• Travelers
• Mercury Insurance

By representing multiple carriers, the agency can offer competitive pricing and flexible terms, ensuring clients aren’t limited to one underwriting model or claims process. This carrier diversity is especially valuable for high-risk drivers or complex commercial needs.

📍 Service Area

Based in San Dimas at 303 N San Dimas Ave, San Dimas, CA 91773, ISU Insurance Services-Calgard primarily serves clients across Southern California, including Los Angeles and Orange County. They also maintain a second location in Long Beach, CA for added convenience.

As a licensed agency in all 50 states, they can assist clients nationwide—whether you’re relocating, managing out-of-state property, or running a multi-state business. Their digital tools make remote service seamless.

📞 Getting a Quote

Obtaining a free, no-obligation insurance quote is easy and fast. You can:

• Visit their official website at www.calgard.com to request an online quote 24/7
• Call 909-305-0177 to speak with a licensed agent directly
• Schedule an in-person consultation at their San Dimas or Long Beach office (appointment recommended)

Quotes are available for auto, home, business, and specialty policies. The process typically takes less than 10 minutes, and agents help explain coverage options clearly.

📋 Claims Support

When an accident or loss occurs, prompt and compassionate claims assistance is critical. ISU Insurance Services-Calgard provides full support throughout the claims process, helping clients file reports, communicate with insurers, and track progress. Their team advocates on your behalf to ensure fair and timely resolutions.

Claims can be reported online via the client portal or by calling the agency directly. With experience handling everything from minor fender benders to major property damage, they guide clients with confidence and care.

💬 Client Testimonials & Reviews

Clients consistently praise the agency for its responsiveness, clarity, and advocacy. As noted in their review summary: “Happy with Calgard Associates? Refer a friend. Our clients know best. Read Our Reviews.”

Many highlight the ease of online policy management, the professionalism of staff, and the value of having a dedicated agent who truly understands their needs. Longtime clients appreciate the continuity of service over decades.

❓ Frequently Asked Questions

What types of vehicles are covered under your auto insurance?

Their auto insurance extends beyond standard cars to include motorcycles, ATVs, RVs, trailers, boats, golf carts, Segways, snowmobiles, and mopeds/scooters. Whether you drive daily or enjoy recreational vehicles, they can tailor a policy to your needs.

Do they offer insurance for small businesses and contractors?

Yes. They specialize in coverage for small business owners, contractors, food trucks, restaurants, nonprofits, tech services, and even the marijuana industry. Services include Workers Comp, BOP, Cyber Liability, and Commercial Auto.

Is online policy management available?

Yes. Through their secure client portal at calgard.com, you can update policies, report claims, pay bills, and download documents anytime.

Are multi-policy discounts offered?

Yes, they offer a multi-policy discount when you bundle two or more coverages—such as auto and home, or business and umbrella insurance. Ask your agent how much you can save.

What are their office hours?

The San Dimas office is open Monday through Friday from 9:00 AM to 5:00 PM. They are closed on weekends. Appointments are recommended for in-person visits.

Editorial review: April 22, 2026 — Sources: calgard.com, agent.travelers.com, facebook.com, mercuryinsurance.com, progressiveagent.com. If you notice any inaccurate data, please report it.