Howe Insurance Group, LLC — Auto Insurance in Austin, TX

🏢 About Us

Howe Insurance Group, LLC has been serving clients since 1885, making it one of the longest-standing insurance agencies in the region. Based in Austin, Texas, the agency operates as a trusted provider of personal and commercial insurance solutions. With a deep-rooted commitment to client satisfaction, Howe Insurance Group offers tailored coverage options through its partnerships with Nationwide and Germania Insurance. The agency specializes in delivering personalized service, policy reviews, and expert guidance to help individuals and businesses protect their assets.

As a captive agent representing only Nationwide and Germania Insurance, the team ensures clients receive consistent, high-quality service backed by strong carrier support. They offer On Your Side® Reviews to assess current policies and identify potential savings or coverage gaps. With over 140 years in business, Howe Insurance Group brings unmatched experience and stability to every client relationship.

🛡️ Insurance Services Offered

Howe Insurance Group provides a comprehensive suite of insurance products designed to meet diverse personal and business needs. Their offerings include:

• Auto Insurance: Coverage for cars, trucks, motorcycles, and RVs, including liability, collision, and comprehensive protection.
• Home Insurance: Protection for homeowners against property damage, theft, and liability claims.
• Renters & Condo Insurance: Affordable coverage for tenants and condo owners.
• Farm & Agriculture Insurance: Specialized policies for farmers and agricultural operations.
• Powersports Insurance: Coverage for ATVs, snowmobiles, and other recreational vehicles.
• Commercial Insurance: Includes General Liability, Workers’ Compensation, Cyber Liability, Crime Insurance, and Business Owners Policies (BOP).
• Umbrella & Excess Liability: Additional liability coverage beyond standard policy limits.
• Flood Insurance: Optional coverage for flood-related damages not included in standard policies.

All policies are customizable based on individual risk profiles and budget considerations.

✅ Why Choose Us

Choosing Howe Insurance Group means working with an agency that prioritizes transparency, expertise, and long-term relationships. As a licensed insurance agency in Texas, Colorado, and New Jersey, they bring decades of industry knowledge to every consultation. Clients benefit from personalized service, access to exclusive carrier benefits, and the convenience of the Nationwide mobile app for managing policies and filing claims.

The agency offers free policy reviews to ensure clients have the right coverage at competitive rates. Their team is fluent in English and provides support via phone, email, in-person visits, and mobile app assistance. With a focus on small businesses, farms, and unique insurance needs, Howe Insurance Group delivers solutions where others may not.

🤝 Our Carriers

Howe Insurance Group is proud to represent two nationally recognized insurers:

• Nationwide: A top-tier provider known for its financial strength, customer service, and innovative mobile tools.
• Germania Insurance: A trusted Texas-based mutual insurer offering reliable personal and commercial coverage.

Being a captive agent for these carriers allows the agency to provide consistent, high-quality service and access to exclusive discounts and benefits.

📍 Service Area

Howe Insurance Group is licensed to operate in multiple states, including:

• Austin, TX and surrounding areas
• Other regions across Texas
• Colorado
• New Jersey

They serve niche markets such as dry cleaners, florists, real estate offices, attorneys, and agricultural clients throughout these regions.

📞 Getting a Quote

Obtaining a free quote from Howe Insurance Group is simple and convenient. You can:

• Call 512-346-7645 during business hours (Mon-Fri, 9:00am–5:30pm)
• Email infopr@howeinsgrp.com
• Visit their office at 5608 Parkcrest Dr, Ste 300, Austin, TX 78731
• Use the official website to request a quote online

Virtual consultations and online policy management are available through the Nationwide mobile app.

🆘 Claims Support

Howe Insurance Group provides full claims assistance to help clients navigate the process smoothly. As a Nationwide agent, clients gain access to 24/7 claims reporting, mobile app support, and direct agent advocacy. The team guides policyholders from initial filing to resolution, ensuring timely communication and fair outcomes. Whether it’s auto, home, or commercial claims, their support makes a critical difference during stressful times.

👨‍💼 Meet Our Team

Scott Durkin is a key agent at Howe Insurance Group, bringing specialized knowledge in commercial and personal insurance solutions. With a focus on small business owners and agricultural clients, Scott helps clients secure coverage tailored to their unique risks. The entire team operates under the agency’s long-standing reputation for integrity and service excellence.

⭐ Client Testimonials

While specific review summaries aren’t available, industry patterns suggest that clients consistently value long-tenured agencies with deep carrier relationships. Howe Insurance Group’s 140+ years in business and status as a trusted Nationwide provider indicate strong client retention and satisfaction. Their commitment to On Your Side® Reviews and mobile accessibility reflects a modern, client-first approach.

❓ Frequently Asked Questions

What types of vehicles are covered under auto insurance?

Auto insurance from Howe Insurance Group covers cars, trucks, motorcycles, RVs, and other motorized vehicles. Specialized powersports policies are also available for ATVs, snowmobiles, and similar recreational vehicles.

Do they offer insurance for small businesses?

Yes, the agency specializes in small business insurance, including BOP, General Liability, Cyber Liability, and Workers’ Compensation. They serve niches like dry cleaners, florists, real estate offices, and legal practices.

Are there discounts available on policies?

Yes, discounts include safe driving incentives and safety feature reductions for vehicles equipped with advanced driver-assistance systems. Multi-policy savings may also apply through Nationwide.

Is the Nationwide mobile app available to all clients?

Yes, all clients of Howe Insurance Group can access the Nationwide mobile app for policy management, claims filing, ID card access, and 24/7 support.

What states are they licensed in?

Howe Insurance Group is licensed in Texas, Colorado, and New Jersey. Their service area includes Austin, TX, and select regions in the other two states.

Editorial review: April 20, 2026 — Sources: facebook.com, agency.nationwide.com, germaniainsurance.com, mapquest.com, howeinsurance.com. If you notice any inaccurate data, please report it.