HealthMarkets Insurance - Karen Saulters | Collins, MS

📍 About Us

HealthMarkets Insurance – Karen Saulters is a trusted independent insurance agency serving individuals, families, and small businesses in Collins, Mississippi, and surrounding areas. As a licensed agent affiliated with HealthMarkets Insurance Agency Inc., Karen Saulters is dedicated to helping clients navigate the complexities of health, life, and supplemental insurance with clarity and confidence. With a strong commitment to personalized service, she offers free, no-obligation consultations to ensure every client finds the right coverage for their unique needs.

Karen specializes in Medicare, health insurance, life insurance, dental, vision, disability, long-term care, and retirement planning. Her mission is to empower middle-income families and small business owners with affordable, comprehensive protection. As an independent broker, she represents more than 200 insurance carriers, giving clients access to a broad range of options beyond what a single provider can offer.

🩺 Insurance Services Offered

Karen Saulters provides a full spectrum of insurance solutions tailored to individuals, retirees, and employers. Whether you’re looking for personal coverage or employee benefits, her expertise ensures you get the protection you need.

• Health Insurance: Individual and family plans, including ACA-compliant options
• Medicare: Medicare Advantage, Part D, and Medicare Supplement (Medigap) plans
• Life Insurance: Term and permanent life coverage for financial security
• Supplemental Insurance: Critical illness, accident, and hospital indemnity plans
• Disability Insurance: Short-term and long-term income protection
• Dental & Vision: Standalone or bundled supplemental coverage
• Long-Term Care: Planning for future care needs
• Group Health Insurance: Customized employee benefits for small businesses
• Retirement Planning: Insurance-based solutions for financial stability

✅ Why Choose Us

Karen Saulters stands out as an independent broker with elite recognition and deep community ties. She is designated as an Elite Broker by Ambetter from Magnolia Health, a distinction earned through performance and client satisfaction. As a member of the Covington County Chamber of Commerce and founder of the Exchange Club of Purvis, MS, she is actively involved in supporting local economic and civic development.

Her approach is consultative, not transactional. She takes time to understand your health, budget, and lifestyle goals before recommending plans. Free policy reviews, online quote options, and personalized guidance make the process simple and transparent. Whether you’re newly eligible for Medicare or managing employee benefits, you’ll have a dedicated advocate by your side.

🤝 Our Carriers

As part of the HealthMarkets network, Karen Saulters has access to products from more than 200 reputable insurance companies. This includes leading carriers offering Medicare Advantage, ACA marketplace plans, life insurance, and supplemental coverage. Because she is independent, she is not tied to any single provider, allowing her to shop across multiple insurers to find the best fit for your needs and budget.

🗺️ Service Area

Karen Saulters is licensed to sell insurance in Mississippi, Alabama, Louisiana, Tennessee, and Texas. Her primary service area includes Collins, MS, and surrounding communities in Covington County. She also serves clients across the state of Mississippi and nearby regions through in-person, phone, and virtual consultations.

💬 Getting a Quote

Obtaining a free insurance quote is simple and convenient. You can:

• Visit the official website at www.healthmarkets.com/ksaulters to request an online quote
• Call 601-837-5004 to speak directly with Karen Saulters
• Visit the office at 323 Blackjack Rd, Collins, MS 39428 during business hours

Free consultations are available to review your current coverage, compare options, and answer questions — all at no cost or obligation.

📋 Claims Support

While the agency does not process claims directly, Karen Saulters provides full support during the claims process. She helps clients understand their policy benefits, connects them with carrier representatives, and follows up to ensure timely resolution. Her goal is to be a reliable resource from enrollment through claim support.

👥 Meet Our Team

Karen Saulters is a licensed insurance agent with extensive experience in health and employee benefits planning. She is an independent broker affiliated with HealthMarkets Insurance Agency Inc. and holds elite status with Ambetter from Magnolia Health. Karen is also recognized for her community leadership, having founded the Exchange Club of Purvis, MS, and hosted political events with state officials. She is licensed in MS, AL, LA, TN, and TX, and speaks English.

⭐ Client Testimonials

While no direct customer reviews were found in public directories, the agency’s profile emphasizes Karen Saulters’ dedication to serving small businesses and middle-income families with personalized attention. Her background in marketing and events, combined with her political and civic engagement, reflects a professional committed to client education and community well-being.

❓ Frequently Asked Questions

Does Karen Saulters offer free insurance consultations?

Yes, free consultations are available. You can schedule a no-cost, no-obligation review of your health, life, or employee benefits coverage to explore better options.

What health insurance plans are available for individuals and families?

The agency offers individual and family health insurance, including ACA-compliant plans, short-term medical, and supplemental coverage like dental, vision, and critical illness.

Can I get Medicare Supplement (Medigap) plans through this agency?

Yes, Karen Saulters specializes in Medicare Supplements and can help you compare Medigap policies to fill coverage gaps in Original Medicare.

Do they assist small businesses with group health insurance?

Yes, the agency provides employee benefits solutions and group health insurance for small employers across Mississippi and surrounding states.

Is online quoting available?

Yes, you can get a quote online through the official HealthMarkets website or by calling the office directly.

Where is the agency located?

The office is located at 323 Blackjack Rd, Collins, MS 39428, between N Cherry Ave/S Cherry Ave and Dogwood Ave. Office hours are Monday through Friday, 9:00 AM to 4:00 PM. The office is closed on weekends.

Editorial review: April 25, 2026 — Sources: healthmarkets.com, facebook.com, mapquest.com, local.yahoo.com, medicareagentshub.com. If you notice any inaccurate data, please report it.