Hardman Insurance Agency

Your Partner in Health Insurance: Hardman Insurance Agency, Castro Valley, California

At Hardman Insurance Agency, we understand the importance of having reliable health insurance to protect you and your loved ones. Located in Castro Valley, California, our dedicated team is committed to providing you with personalized service and expert guidance to find the perfect health insurance plan for your needs.

Types of Insurance Offered

Hardman Insurance Agency specializes in health insurance, offering a range of plans to suit various lifestyles and budgets. Our health insurance options include:

• Individual and Family Plans: Customized coverage for individuals and families.
• Group Plans: Comprehensive coverage for businesses and their employees.
• Medicare and Medicaid: Plans tailored for seniors and low-income individuals.

Available Services

Our experienced team is here to support you every step of the way:

• Expert Advice: Get personalized guidance to choose the right plan for you.
• Free Quotes: Compare rates and plans to find the best fit.
• Claims Procedures: We’ll help you navigate the claims process with ease.

Requirements and Documentation

To contract health insurance with us, you’ll need to provide:

• Identification: Valid government-issued ID (driver’s license, passport, etc.).
• Proof of Income: Recent pay stubs or tax returns.
• Medical History: Any relevant medical records or information.

Payment Methods and Financing Plans

We offer flexible payment options to make your health insurance more affordable:

• Monthly Premiums: Convenient automatic payments.
• Financing Plans: Customized payment schedules to fit your budget.

Frequently Asked Questions

• What is the difference between a copay and coinsurance?
  • A copay is a fixed amount you pay for a specific service, while coinsurance is a percentage of the total cost.
• Can I change my plan after enrollment?
  • Yes, you can make changes during the annual open enrollment period or under special circumstances.
• How do I file a claim?
  • Contact us, and we’ll guide you through the process.

At Hardman Insurance Agency, we’re dedicated to providing you with the best health insurance options and exceptional customer service. Visit us today to find the perfect plan for you and your loved ones.