Farmers Insurance – Dan Hakes | Auto & Home Insurance

About Us

Founded in 2001, Farmers Insurance – Dan Hakes has been a trusted insurance partner for Flagstaff residents for more than two decades. Operated by licensed agent Dan Hakes, the office combines local knowledge with the resources of a national carrier to deliver personalized protection for cars, homes, and renters. The agency’s mission is simple: provide clear, affordable coverage and guide clients through every stage of the insurance lifecycle.

Insurance Services Offered

As a full‑service agency, Farmers Insurance offers three core lines of protection, each explained in plain language so you know exactly what you’re buying.

• Auto Insurance – Liability, collision, comprehensive, uninsured motorist and optional add‑ons such as roadside assistance. Tailored to Flagstaff drivers, including high‑altitude considerations.
• Homeowners Insurance – Coverage for the structure, personal belongings, liability, and additional living expenses if your home becomes uninhabitable after a covered loss.
• Renters Insurance – Protects personal property and liability for renters, with affordable limits and optional identity‑theft protection.

All policies come with a free, no‑obligation consultation and an online quote tool for quick price comparisons.

Why Choose Us

Choosing an insurance partner is a long‑term decision. Here are the reasons Flagstaff families and businesses keep coming back:

• 23 years of local experience – A track record that builds confidence.
• Independent agency – We represent multiple carriers, allowing us to shop the market and find the best fit for your budget.
• Free policy reviews – No‑cost, personalized assessments to eliminate coverage gaps.
• Flexible payment options – Accepts American Express, Visa, Mastercard, Discover, cash, check, and more.
• Highly rated service – Customers frequently cite “quick response,” “knowledgeable staff,” and “friendly agent Dan” in online reviews.

💼 What types of insurance does Farmers Insurance – Dan Hakes offer?

We specialize in three primary lines—auto, homeowners, and renters—each backed by the financial strength of Farmers Insurance. Whether you need a single‑car policy, a multi‑policy discount for home and auto, or renter protection for an apartment, our agents craft a plan that matches your lifestyle.

Our Carriers

Although Farmers Insurance is the primary carrier, we also have access to a network of reputable underwriters to ensure competitive rates. Our partnerships include:

• Farmers Insurance (primary carrier)
• Allstate
• State Farm
• USAA (available for eligible military families)
• Liberty Mutual

These relationships let us compare options side‑by‑side, delivering the most cost‑effective coverage without sacrificing protection.

📍 Service Area

Licensed in Arizona (AZ), we serve the greater Flagstaff area, including the following ZIP codes: 86004, 86005, 86011, and surrounding neighborhoods. We also provide remote assistance for clients throughout the state who prefer virtual consultations.

📞 How can I get a free insurance quote?

Getting started is easy:

1. Visit the agency’s online portal at agents.farmers.com and fill out the quick quote form.
2. Call our office directly at (928) 226‑1611 to speak with Dan or a certified associate.
3. Schedule an in‑person meeting at our Flagstaff office (2501 North Fourth Street Ste 3) or a virtual video chat at a time that works for you.

All quotes are free, and there’s no obligation to purchase.

🛠️ Does the agency support claims 24/7?

While our office hours are Monday‑Friday, 8 am – 5:30 pm (Friday until 4 pm), we assist clients with claims around the clock by connecting them directly with Farmers’ 24/7 claims hotline. Our agents help you file, track, and expedite the process, ensuring you receive the support you need when a loss occurs.

Getting a Quote

Whether you prefer digital convenience or a face‑to‑face conversation, we accommodate both:

• Online Quote: Fill out the short form on the Farmers website; you’ll receive a personalized estimate within minutes.
• Phone Quote: Call (928) 226‑1611 and speak with Dan or a team member who will walk you through coverage options.
• In‑Person Consultation: Walk into our Flagstaff office during business hours for a complimentary policy review.

Claims Support

Our commitment doesn’t end after you sign a policy. When you file a claim, we:

1. Provide a dedicated claims liaison.
2. Assist with gathering photos, police reports, and repair estimates.
3. Communicate directly with the carrier to accelerate settlement.
4. Follow up until the claim is fully resolved.

Meet Our Team

Dan Hakes – Insurance Agent
Licensed in Arizona, Dan brings over 23 years of experience in personal and commercial lines. He holds CPCU (Chartered Property Casualty Underwriter) credentials and is known for his hands‑on approach, ensuring each client understands policy details and potential discounts.

Client Testimonials

“Dan helped me bundle my car and home policies and saved me over $300 a year. He answered every question patiently.” – Maria L., Flagstaff

“Fast claims assistance after a hail storm. The team walked me through every step and got my roof repaired quickly.” – James R., Flagstaff

❓ Frequently Asked Questions

• What documents do I need for a quote? A driver’s license, vehicle registration, current insurance card (if any), and a recent utility bill for proof of address.
• Can I get a multi‑policy discount? Yes. Bundling auto with homeowners or renters typically yields a 10‑15% discount.
• Do you offer payment plans? Monthly, quarterly, and annual payment options are available, and we accept a full range of credit cards and cash.
• Is the agency family‑owned? While the agency operates under the Farmers brand, Dan Hakes runs the office as an independent, locally focused practice.
• How do I update my policy? Call our office, use the online portal, or stop by for a quick in‑person update.

Ready to protect what matters most? Call (928) 226‑1611 or request an online quote today.

Editorial review: June 17, 2026 — Sources: yelp.com, realtorslists.com, chambervu.com, reddit.com, instagram.com. If you notice any inaccurate data, please report it.