Chisem Insurance Group — Full-Service Auto & Home Insurance

📍 About Us

Chisem Insurance Group has been serving families and businesses in Texas and New Mexico for over 16 years, founded on a legacy of integrity that traces back to its founder’s grandfather, a trusted Farmers agent in Abilene. Today, under the leadership of licensed General Lines Agent Dawn Perkovich, the agency continues that tradition by putting clients first—never pushing a single carrier’s products, but instead crafting tailored insurance solutions that truly protect what matters most.

🛡️ Insurance Services Offered

Chisem Insurance Group is a full-service agency offering four core lines of coverage:

  • Auto Insurance: From basic liability to comprehensive coverage, we help Texas drivers get the right protection at the right price—including options for high-risk drivers and classic cars.
  • Home Insurance: Protect your residence and belongings with policies covering fire, wind, theft, and liability. We tailor coverage to Texas weather risks and New Mexico property needs.
  • Life Insurance: Choose from term or whole life policies designed to secure your family’s financial future, pay final expenses, or leave a legacy.
  • Health Insurance: Access individual and family plans through top carriers, with guidance on deductibles, networks, and subsidies to make coverage affordable.

✨ Why Choose Us

Unlike captive agents tied to one insurer, Chisem Insurance Group operates as an independent broker—meaning you get unbiased advice and access to multiple carriers. With over 16 years of experience, Dawn Perkovich brings deep expertise in Texas insurance law and policy bundling. Clients consistently praise her responsiveness, transparency, and commitment to explaining coverage in plain language—not jargon. We don’t just sell policies; we build long-term relationships based on trust and education.

🏢 Our Carriers

Chisem Insurance Group partners with a select group of nationally recognized and financially stable carriers, including (but not limited to): State Farm, Allstate, Progressive, GEICO, Nationwide, and Humana. We regularly evaluate carrier performance, claims satisfaction, and pricing to ensure our clients receive the best possible value and service.

🗺️ Service Area

Chisem Insurance Group is licensed to serve clients across the entire state of Texas and in New Mexico. Our primary office is located in Clyde, TX, and we serve residents in surrounding counties including Brown, Callahan, and Taylor, as well as key communities in New Mexico such as Clovis, Roswell, and Las Cruces.

📝 Getting a Quote

Obtaining a free, no-obligation quote is simple. Visit www.chiseminsurance.com to request an online quote, or call 325-238-1234 to speak directly with Dawn Perkovich. We also offer in-person consultations at our Clyde office by appointment. All quotes include a side-by-side comparison of coverage options and pricing from multiple carriers.

🆘 Claims Support

When you need to file a claim, you won’t be passed from rep to rep. Dawn Perkovich personally guides clients through every step—from initial reporting and documentation to negotiating with the carrier and ensuring timely settlement. We follow up until your claim is resolved, so you’re never left in the dark.

👥 Meet Our Team

Dawn Perkovich is the founder and lead agent at Chisem Insurance Group. A licensed General Lines Agent in Texas with over 16 years of experience, she specializes in helping families navigate complex insurance decisions with clarity and confidence. Her approach is shaped by her family’s legacy in insurance and her commitment to ethical, client-first service.

💬 Client Testimonials

“Dawn took the time to explain every option—no pressure, just honest advice. I saved over $400 a year on my auto and home bundle.” — Maria T., Clyde, TX

“After a hailstorm damaged my roof, Dawn handled my claim from start to finish. I didn’t have to lift a finger.” — James R., Lubbock, TX

❓ Frequently Asked Questions

  • Do you offer multi-policy discounts? Yes. Bundling auto, home, life, and health insurance typically results in significant savings—often 15–30% off total premiums.
  • Can you help if I have a bad driving record? Absolutely. We specialize in finding coverage for high-risk drivers through carriers that understand Texas’s unique insurance landscape.
  • Do you offer business insurance? While our primary focus is personal lines, we can refer you to trusted commercial partners for business coverage needs.
  • Is there a fee for a policy review? No. We offer free policy reviews to ensure your coverage still matches your life changes—marriage, new home, new driver, etc.

Editorial review: June 28, 2026 — Sources: chiseminsurance.com. If you notice any inaccurate data, please report it.

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Gus Brown

Gus Brown

With over 15 years of experience in the car insurance industry, Dr. Gus Brown is a recognized authority in the field. His passion for helping people make informed decisions regarding car insurance has been instrumental in the success of our website. In addition to his role as an insurance expert, Dr. Brown is responsible for the prominent directory on our website, ensuring that users have access to the best options and resources available in the industry.

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