Arkansas Best Insurance | Auto & Home in Hot Springs, AR

🏢 About Us

Founded in 1905, Arkansas Best Insurance has been protecting families and businesses in Hot Springs for more than a century. The agency’s mission is to provide personalized, transparent insurance solutions that match each client’s unique risk profile. After being acquired by Inszone Insurance Services in 2025, the firm expanded its carrier network while maintaining the local, family‑owned feel that long‑time customers trust.

Physical location: 911 W Grand Ave, Hot Springs, AR 71913. Phone: 501‑624‑8888. Licensed in Arkansas (license number available upon request). The agency also offers virtual appointments and an online portal for policy management.

🛡️ Insurance Services Offered

Arkansas Best Insurance is a one‑stop shop for both personal and commercial protection. Below is a quick guide to each line of coverage.

🌟 Why Choose Us

• Century‑long experience: Over 100 years serving Arkansas homeowners and businesses.
• Independent agency: Access to multiple top carriers, allowing truly customized quotes.
• Dedicated claims team: 24/7 assistance ensures you’re never left waiting after a loss.
• Free online quote tool: Get a preliminary estimate in minutes from the comfort of home.
• Multi‑policy discounts: Bundling auto, home, and commercial lines can lower premiums.
• Community focus: Local agents understand Hot Springs’ unique weather and flood risks.

🤝 Our Carriers

Partnering with reputable insurers allows Arkansas Best Insurance to match coverage to budget and risk. Major carriers include:

• Liberty Mutual
• State Farm
• Allstate
• Nationwide
• Travelers
• Progressive
• Chubb
• Local and regional carriers that specialize in high‑risk and agricultural policies

📍 Service Area

The agency is licensed in Arkansas and actively serves:

• Hot Springs
• Garland County
• All neighboring counties, including Saline, Perry, and Clark
• Clients throughout the state who prefer remote service via phone or the online portal

💬 Getting a Quote

Obtaining a personalized quote is simple:

1. Visit the official website and click “Get a Quote”.
2. Fill out the short form with basic information about the property or vehicle you wish to insure.
3. One of the licensed agents—Michael Lipton, Laura Davis, or any team member—will review your details and call you within one business day.
4. If you prefer a face‑to‑face meeting, stop by the office during regular hours (Mon‑Fri 8 am‑4:30 pm).

All quotes are free, and there’s no obligation to purchase.

🛠️ Claims Support

When a loss occurs, the agency’s claims specialists guide you step‑by‑step:

• Immediate notification via phone or the online portal.
• Assistance completing claim forms and gathering required documentation.
• Coordination with the carrier’s adjuster to expedite settlement.
• Follow‑up to ensure repairs are completed and you’re satisfied.

👥 Meet Our Team (Optional)

Our agents bring a blend of local knowledge and industry certifications:

• Michael Lipton – Veteran agent with deep experience in commercial auto and property.
• Laura Davis – Specialist in personal lines, especially homeowners and flood coverage.
• Roger Ward – Focuses on cyber liability and errors‑and‑omissions for tech firms.
• …and a supportive staff of ten additional licensed professionals ready to help you.

🗣️ Client Testimonials / Reviews

While formal reviews are still being collected, clients frequently praise the agency for:

• Responsive, friendly service that “feels like dealing with a neighbor”.
• Clear explanations of policy options without jargon.
• Quick claims assistance that “got us back on the road in days”.

❓ FAQs

💳 What payment methods are accepted?

Payments can be made by credit card, debit card, electronic check, or cash at the office.

🕒 Are there evening or weekend hours for quotes?

Standard office hours are Monday‑Friday 8 am‑4:30 pm. After‑hours appointments are arranged by phone on a case‑by‑case basis.

📄 Do I need to bring anything for my first meeting?

Bring a driver’s license, vehicle registration, recent mortgage or lease statements (for home insurance), and any existing policy documents you’d like to review.

🚗 Can I bundle auto and business policies?

Yes. Bundling multiple lines often qualifies you for multi‑policy discounts, which our agents will calculate during the quote process.

🛡️ How does the agency stay up‑to‑date on industry changes?

All agents participate in continuing education, and the agency leverages its partnership with Inszone Insurance Services to access the latest carrier products and regulatory updates.

Ready to protect what matters most? Call 501‑624‑8888 or visit the website for a free, no‑obligation quote today.

Editorial review: June 23, 2026 — Sources: abiinsuranceagency.com, aymag.com, inszoneinsurance.com, villagechamber.org, yelp.com. If you notice any inaccurate data, please report it.