A.D. Richard Insurance Agency, LLC — Auto Insurance in Port

🏢 About Us

A.D. Richard Insurance Agency, LLC was a trusted independent insurance provider based in Port Huron, Michigan. Founded in 2007, the agency served clients for over 17 years with a dual focus on auto insurance and medical professional liability coverage. While MapQuest now lists the business as permanently closed, historical data confirms its long-standing presence in the local insurance market.

The agency was committed to delivering personalized service, helping Michigan drivers secure affordable and comprehensive auto coverage while also supporting physicians and medical practices with specialized liability protection. As a licensed agency in the state of Michigan, A.D. Richard Insurance Agency prioritized transparency, client education, and access to multiple carrier options.

🛡️ Insurance Services Offered

A.D. Richard Insurance Agency provided two primary types of insurance coverage:

• Auto Insurance: Comprehensive policies for Michigan drivers, including liability, collision, comprehensive, uninsured motorist, and personal injury protection (PIP) coverage. The agency helped clients navigate Michigan’s unique no-fault insurance system.
• Medical Professional Liability Insurance: Specialized malpractice coverage for physicians and medical practices across Michigan, protecting against claims of negligence or treatment errors.

These services were tailored to meet the distinct needs of both individual drivers and healthcare professionals seeking reliable, state-compliant coverage.

✅ Why Choose Us

During its operation, A.D. Richard Insurance Agency stood out for its dual expertise in both auto and medical liability insurance — a rare combination that allowed it to serve a niche but critical market. As an independent agency, it was able to offer clients access to multiple insurance carriers, ensuring competitive rates and customized solutions.

One of its key differentiators was the availability of exclusive discount programs for members of the Michigan State Medical Society and the Michigan Osteopathic Association. This focus on professional affiliations demonstrated a deep understanding of the unique risks and needs faced by medical practitioners.

🤝 Our Carriers

While specific carrier partnerships are not documented in available research, independent agencies like A.D. Richard Insurance Agency typically work with a range of reputable insurers to offer clients multiple options. These may have included major national carriers and regional providers specializing in auto and professional liability coverage.

As an independent agency, it had the flexibility to match clients with carriers best suited to their risk profiles, coverage needs, and budget — whether for vehicle protection or medical malpractice defense.

📍 Service Area

The agency served clients throughout the state of Michigan, with a primary focus on Port Huron and the surrounding St. Clair County region. Licensed to operate in Michigan, it provided both auto insurance for local drivers and medical liability coverage for healthcare providers across the state.

Its physical location at 906 Military Street, Port Huron, MI 48060 placed it in the heart of the city, offering in-person service to local residents and professionals during business hours.

📞 Getting a Quote

While the agency is now listed as permanently closed, historically, clients could obtain a free insurance quote by calling 810-966-8375 or visiting the office in Port Huron. As an independent agency, it offered personalized consultations to review coverage options, compare rates, and tailor policies to individual needs.

For current alternatives, Michigan residents are encouraged to contact other licensed local agencies for auto and medical liability insurance quotes.

📋 Claims Support

During its active years, A.D. Richard Insurance Agency assisted clients with the claims process by acting as a liaison between policyholders and insurance carriers. This included guidance on filing auto accident claims and support for medical professionals navigating malpractice claims.

While direct claims support is no longer available, former clients were advised to contact their insurance carrier directly for ongoing claim management.

❓ Frequently Asked Questions

What types of insurance did A.D. Richard Insurance Agency offer?

The agency specialized in auto insurance for Michigan drivers and Medical Professional Liability Insurance for physicians and medical practices. These services were designed to meet the specific regulatory and risk management needs of each group.

Did they offer discounts for medical professionals?

Yes, the agency provided exclusive discount programs for members of the Michigan State Medical Society and the Michigan Osteopathic Association, making liability coverage more accessible for affiliated practitioners.

Is A.D. Richard Insurance Agency still open?

No — according to MapQuest, the business is marked as permanently closed. However, it operated from 2007 and served Michigan clients for over 17 years before closing.

How long was the agency in business?

A.D. Richard Insurance Agency was founded in 2007, representing 17 years of service to Michigan residents and medical professionals before closure.

Where was the agency located?

It was located at 906 Military Street, Port Huron, MI 48060, serving clients across Michigan with a focus on the Port Huron area.

Editorial review: April 21, 2026 — Sources: yelp.com, mapquest.com, fr.linkedin.com, nextdoor.com, williamsonia.com. If you notice any inaccurate data, please report it.