Some states, namely Pennsylvania, offer car insurance policy holders to choose between having a limited or full tort. Many however get confused as to what limited and full tort means. Insurance policy holders with full tort simply have the advantage of having the full rights to sue a negligent party that caused the policy holder …
What is the difference between limited tort and full tort? Read More »
If you are hit whether you are inside a vehicle or you are a pedestrian by a driver in an uninsured vehicle then you can be sure that the driver will be penalized for it. However even though the driver is penalized or not your problem still remains the same, the driver is not insured …
What if a person hits you but doesn’t have car insurance? Read More »
No matter which way you look at it, the type of car you drive will definitely have an effect on how much you pay for insurance. According to AIA vice president and general counsel, the make and model of the car, together with its performance ratings, will determine the amount of your premiums. The value …
Why Do Older Cars Usually Have Cheaper Insurance Than Newer Cars? Read More »
One of the most basic car insurance coverage is liability insurance. There are two types of liability insurance. One covers the people who get hurt or killed because of the accident and the other deals with the property that you may have damaged because of the accident. The latter is called property damage liability car …
What is “property damage liability” car insurance? Read More »
The process of getting insurance of any kind can be a mind boggler at times – and more so with car insurance. There is a wide variety of coverage plans for car insurance. While all of them look attractive, not all are necessary. Some plans are required by the state while others are not. Different …
Is it worth it to get rental reimbursement in my car insurance? Read More »
Just like everything in the market today, car insurance costs do not really come cheap. Economic trends dictate that prices for consumer goods and services increase at some point. However, with the increased competition in the auto insurance market, there are means and ways to get the price you want – or at least near …
Off the top of an insurance expert’s head, the answer you would get to this question is a resounding yes. Uninsured motorist insurance is basically insurance coverage which protects you if you get into an accident that is not your fault and more so if the other driver is not insured. This situation would mean …
Underinsured motorist insurance is very much similar to uninsured motorist insurance. The basic difference between the two types of insurance is that for underinsured motorist coverage, you will be protected from financial losses in case of an accident caused by an underinsured driver. For example, the driver at fault may have car insurance that covers …
The answer is an emphatic “Yes!” Wherever you may be in the United States, the law sets down minimum rules and regulations regarding car insurance. Of course,
As the term implies, collision insurance is a type of insurance coverage that protects you financially in case of a collision. A collision is defined as
Shopping around for car insurance is probably the best thing that you ought to do before signing on the dotted line. With the plethora of car insurance
Comprehensive car insurance is not as safe as its name suggest. Find out what damages to your car will NEVER be covered and how to find the best policy.