There are several factors that car insurance analysts use to compute your car insurance rates. Although each car insurance company has its own biases as to which factor weighs…View More What factors usually lead to higher car insurance?
This is an issue that can get pretty confusing since states vary greatly regarding their car insurance policies. What happens depends on a case to case basis. To avoid all the…View More What happens if I have car insurance in one state but get in an accident in another state?
If you are hit whether you are inside a vehicle or you are a pedestrian by a driver in an uninsured vehicle then you can be sure that the driver will be penalized for it. However…View More What if a person hits you but doesn’t have car insurance?
Car insurance packages are designed so as to cover different scenarios. Just because another person has a certain type of car insurance coverage doesn’t mean that you have to get…View More What is bodily injury liability car insurance?
As the term implies, collision insurance is a type of insurance coverage that protects you financially in case of a collision. A collision is defined as being hit, or hitting…View More What is collision insurance?
Comprehensive car insurance is not as safe as its name suggest. Find out what damages to your car will NEVER be covered and how to find the best policy.…View More What is comprehensive car insurance?
Hints for purchasing property damage liability car insurance. How much coverage is it reasonable to include? Buy smart.…View More What is property damage liability car insurance?
Some states, namely Pennsylvania, offer car insurance policy holders to choose between having a limited or full tort. Many however get confused as to what limited and full tort…View More What is the difference between limited tort and full tort?
There are many factors that come into play when computing car insurance rates. One of those factors is actually the average number of miles your drive each year. This factor…View More Why does my car insurance company ask how far I travel to work?
No matter which way you look at it, the type of car you drive will definitely have an effect on how much you pay for insurance. According to AIA vice president and general counsel…View More Why do older cars usually have cheaper insurance than newer cars?
The answer to this question is quite simple. There are really three major factors. The most obvious factor is that some states simply have a higher rate of accident for one reason…View More Why is car insurance more expensive in some states than others?